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728 Sutter St, Folsom, CA 95630 Property Records

Sacramento County property record for 728 Sutter St, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,657 sqft · built 1900
Lot Size0.43 acres (1,875 sqft)
OwnerCompany Name on File
Last Sale$650,000 (Dec 2023)
Tax Bill$7,568 (2025)
Deeds & MortgagesDec 2023 Sale & Second Mortgage
Aug 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN070-0052-013-0000

Property Details

APN / Parcel Number

Primary APN070-0052-013-0000

Interior

Stories2 Stories
Building Area2,657 sqft Total Area
1st Floor Area2,657 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Fire ResistanceMasonry Walls, Wood Interior
Lot Area1,875 sqft (0.43 acres)

Location & Zoning

Street Address728 SUTTER ST
CityFOLSOM
StateCA
Zip95630-2547
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionE 25 FT OF S 75 FT LOT 9 BLK 22 FOLSOM
Legal SubdivisionFOLSOM
Legal Block22
Legal Lot Number9
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2014
Census Tract8404

Owner

Source: Sacramento County records · APN 070-0052-013-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address728 SUTTER ST, FOLSOM, CA 95630-2547
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Grant Deed, Transfer · Stand-Alone Second Mortgage
BANNER BANK
Aug 14, 2020Loan Modification, Mortgage
MICHAEL J & JOY L MARTELLO
Apr 02, 2020Grant Deed, Transfer
NORTH AMERICAN TITLE
Apr 02, 2020Affidavit of Death, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2023 · Amount on Record
Deed SaleDec 26, 2023 · Amount on Record
Prior SaleApr 02, 2020 · Amount on Record
Deed Book / Page20231226 / 510
Prior Transfer DateAug 29, 2014
Prior Transfer Doc0000001411
Record UpdatedSep 20, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 26, 2023
Property Address728 SUTTER ST, FOLSOM, CA 95630-2547
Document Number0000000510
Map ReferenceMB 1 MAP 7
Instrument DateDec 22, 2023
Instrument202312260510
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 SUTTER ST, FOLSOM, CA 95630-2547

Mortgage

Document Number0000000511
DateDec 26, 2023
Instrument202312260511
Lender
NameBANNER BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term12 Months
DueDec 22, 2024
Interest
Rate TypeAdjustable Rate

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACRAMENTO CA
Property Address728 SUTTER ST, FOLSOM, CA 95630-2547
Document Number2008270632
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address728 SUTTER ST FOLSOM CA 956302547, FOLSOM, CA 95630-2547

Mortgage

Document Number2008270632
DateAug 27, 2020
Instrument2008270632
Lender
NameMICHAEL J & JOY L MARTELLO
Address15 PEPPERELL RD, BROOKLINE, NH 03033-2030
Agreement
AmountAmount Recorded
Term36 Months
DueAug 26, 2023
Interest
Rate2.75%

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 02, 2020
Property Address728 SUTTER ST, FOLSOM, CA 95630-2547
Document Number2004020972
Instrument DateMar 28, 2020
Instrument2004020972
Transaction TypeTransfer
Record UpdatedMay 04, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$616.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address728 SUTTER ST FOLSOM CA 956302547, FOLSOM, CA 95630-2547

April 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSACRAMENTO CA
Recording DateApr 02, 2020
Property Address728 SUTTER ST, FOLSOM, CA 95630-2547
Document Number2004020971
Instrument DateMar 27, 2020
Instrument2004020971
Transaction TypeTransfer
Record UpdatedMay 01, 2020
Title CompanyNORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 PEPPERELL RD BROOKLINE NH 030332030, BROOKLINE, NH 03033-2030

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$676,260 (+2%) Land $166,464 Building $509,796
2025$7,568.00 (+2.13%)$663,000 (+12.63%) Land $163,200 Building $499,800
2024$7,410.00 (+9.86%)
2023$6,745.00 (+1.57%)$588,657 Land $157,676 Building $430,981
2022$6,641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670084042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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