728 Spring Palms Loop, Orlando, FL 32828 Property Records

Orange County property record for 728 Spring Palms Loop, Orlando, FL 32828

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,430 sqft · built 2022
Lot Size	0.044 acres (1,904 sqft)
Owner	Individual on Record
Last Sale	$397,724 (Nov 2022)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-22-32-7891-00-070`

Property Details

APN / Parcel Number

Primary APN	`30-22-32-7891-00-070`
Alternative APNs	`322230789100070` `667109` `674863` `680811`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	701 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,904 sqft (0.044 acres)
Garage Type	Attached
Garage Area	275 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	728 SPRING PALMS LOOP
City	ORLANDO
State	FL
Zip	32828-5337
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	SPRING ISLE PALMS 103/147 LOT 7
Legal Range	32E
Legal Township	22S
Legal Section	30
Legal Subdivision	SPRING ISLE PALMS
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16745

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	728 SPRING PALMS LOOP, ORLANDO, FL 32828-5337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MATTAMY HOME FUNDING LLC
Jul 26, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2022703973
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	728 SPRING PALMS LOOP, ORLANDO, FL 32828-5337
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9724 BROWN BURROW ST, ORLANDO, FL 32829-7439

Mortgage

Document Number	0000703974
Date	Nov 22, 2022
Instrument	20220703974

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company
Address	PALM BAY, FL 32905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 26, 2021
Property Address	728 SPRING PALMS LOOP, ORLANDO, FL 32828-5337
Document Number	0000447296
Map Reference	MB 103 PG 147
Instrument Date	Jul 21, 2021
Instrument	20210447296
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$47,432.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 VINELAND RD STE 450, 450, ORLANDO, FL 32811-7229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,580 (-1.17%) Land $60,000 Building $280,580	$340,580 (-1.17%) Land $60,000 Building $280,580
2025	$6,113.00 (+1.48%)	$344,600 (-1.1%) Land $60,000 Building $284,600	$344,600 (-1.1%) Land $60,000 Building $284,600
2024	$6,024.00 (+2.97%)
2023	$5,850.00 (+635.85%)	$348,421 (+771.05%) Land $60,000 Building $288,421	$348,421 (+771.05%) Land $60,000 Building $288,421
2022	$795.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY OAKS TRAILER PARK private · serves 38 people · EPA ID FL3481155
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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