728 Spoon Ct, Arnold, MD 21012 Property Records

Anne Arundel County property record for 728 Spoon Ct, Arnold, MD 21012

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,023 sqft · built 1992
Lot Size	0.054 acres (2,353 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2025)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-651-90079567`

Property Details

APN / Parcel Number

Primary APN	`03-651-90079567`
Alternative APNs	`365190079567` `65190079567`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,023 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	555 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,353 sqft (0.054 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	65190079567
Street Address	728 SPOON CT
City	ARNOLD
State	MD
Zip	21012-3105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R15
Legal Description	U 15 BLD 3 PH 3 PINE VALLEY
Legal Subdivision	PINE VALLEY
Legal Phase	3
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731106

Owner

728 Spoon Ct, a condominium, is owned by two individuals who bought it in September 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 SPOON CT, 15, ARNOLD, MD 21012-3105
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Jul 25, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Aug 10, 2007 · Amount on File
Deed Book / Page	41649 / 116
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 17, 2025
Property Address	728 SPOON CT, ARNOLD, MD 21012-3105
Document Number	0416490116
Book / Page	41649 / 116
Map Reference	MBE61PG21-24PLE-3221
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	728 SPOON CT # 15, 15, ARNOLD, MD 21012-3105

Mortgage

Document Number	0041649123
Date	Sep 17, 2025
Instrument	41649/123

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 25, 2023
Property Address	728 SPOON CT, ARNOLD, MD 21012-3105
Document Number	0398120266
Book / Page	39812 / 266
Map Reference	MBE61PG21-24PLE-3221
Instrument Date	Jun 14, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	728 SPOON CT, ARNOLD, MD 21012-3105

Tax Assessment & Valuation

The 2025 property tax bill for 728 Spoon Ct was $4,450.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,300 (+7.35%)	$441,600 (-) Land $210,000 Building $231,600
2025	$4,450.00 Homeowner's exemption	$385,000	$441,600 Land $210,000 Building $231,600
2023	$3,817.00 (+6.65%)	$349,633 (+2.06%)	$356,700 (-) Land $170,000 Building $186,700
2022	$3,579.00	$342,567	$356,700 Land $170,000 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Spoon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Spoon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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