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728 Smooth Wine, Cibolo, TX 78108 Property Records
Guadalupe County property record for 728 Smooth Wine, Cibolo, TX 78108
Property Summary
Property Type Single Family Home Details 2,702 sqft · built 2016 Lot Size 0.19 acres (8,276 sqft) Owner 2 Individual Names on File Last Sale $218,665 (Mar 2024) Tax Bill $2,193 (2025) Deeds & Mortgages May 2025 Transfer Mar 2024 Mortgage + 2 more Flood Zone Zone X (minimal risk)APN 1G3932111601200000
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Property Details APN / Parcel Number
Primary APN 1G3932111601200000 Alternative APNs 000000161279 000000239788 000000314129 161279
Interior
Stories 2 Stories Building Area 2,702 sqft Living Area Gross Area 3,401 sqft 1st Floor Area 2,021 sqft Flooring Carpet Interior Walls Wallboard/Drywall
Exterior
Year Built Built 2016 Effective Year Built Effective 2016 Exterior Material Brick Veneer Roof Type Gable Roof Material Composition Shingle Lot Area 8,276 sqft (0.19 acres) Garage Type Attached Garage Area 452 sqft Parking Spaces 2 Parking Spaces Porch Covered Porch Porch Area 247 sqft Patio Area 152 sqft
Utilities, Heating & Cooling Cooling System Central Heating System Central Sewer Municipal Water Source Commercial
Location & Zoning Street Address 728 SMOOTH WINE City CIBOLO State TX Zip 78108-4418 Property Category Residential Property Type Residential > Single Family > Home Legal Description SARATOGA UNIT #11 BLOCK 16 LOT 12 .19 AC 50.00000% UNDIVIDED INTEREST Legal Subdivision SARATOGA UNIT #11 Legal Tract 12 Legal Block 16 Legal Lot Number 12 Jurisdiction GUADALUPE TX Township / Civil Division SCHERTZ-CIBOLO Census Block Group 1 Census Block 1011 Census Tract 210713
Owner
728 Smooth Wine is owned and occupied by two individuals who acquired it in May 2025.
Source: Guadalupe County records, as of October 13, 2026
Owner of Record 2 Individual Names on File Mailing Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418 Occupancy Owner Occupied Owner Type Individual Vesting Life Estate
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Deeds, Mortgages & Sale History
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Mar 13, 2024 · Amount on File Deed Sale Mar 13, 2024 · Amount on File Prior Sale Mar 1, 2017 · Amount on File Deed Document Number 20245635 Last Transfer Date May 22, 2025 Transfer Doc 0000012659 Record Updated Oct 29, 2026
May 2025: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction GUADALUPE TX Recording Date May 22, 2025 Property Address TX Document Number 0099012657 Map Reference VOL 8 PG 446-448 Instrument Date May 22, 2025 Instrument 202599012657 Transaction Type Transfer Record Updated Nov 3, 2025
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Living Trust Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418
March 2024: Vendor's Lien, Transfer Document Type Vendor's Lien Jurisdiction GUADALUPE TX Recording Date Mar 13, 2024 Property Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418 Document Number 0099005635 Map Reference VOL 8 PG 446-448 Instrument Date Mar 8, 2024 Instrument 202499005635 Transaction Type Transfer Record Updated Mar 26, 2024 Title Company INDEPENDENCE TITLE
Transaction
Transferred From (Grantor/Seller)
Name Verified Name Address 408 MINERALS WAY, CIBOLO, TX 78108-4386
Transferred To (Grantee/Buyer)
Name Verified Name Address 3572 PEACHTREE LN, SCHERTZ, TX 78154-2517
Mortgage
Document Number 0099005636 Date Mar 13, 2024 Instrument 202499005636
Lender
Name GARDNER FINANCIAL SERVICES LTD Type Funding / Finance Company Special Notes Seller Financed
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Apr 1, 2054
September 2017: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction GUADALUPE TX Property Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418 Document Number 0000024279 Instrument Date Sep 29, 2017 Transaction Type Mortgage Record Updated Nov 6, 2019 Title Company MILESTONE SETTLEMENT LLC
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 728 SMOOTH WINE CIBOLO TX 781084418, CIBOLO, TX 78108-4418
Mortgage
Document Number 0000024279 Date Oct 12, 2017 Instrument 24279
Lender
Name CREDENCE FNDG Type Funding / Finance Company Address ABERDEEN, MD 21001
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Oct 11, 2047
Interest
Rate Type Adjustable Rate Rate 2.25%
March 2017: Warranty Deed, Subdivision Related Transfer Document Type Warranty Deed Jurisdiction GUADALUPE TX Recording Date Mar 1, 2017 Property Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418 Document Number 0000004606 Map Reference VOL8 PG446-448 Instrument Date Feb 28, 2017 Instrument 20170004606 Transaction Type Subdivision Related Transfer Record Updated Nov 2, 2021 Title Company DHI TITLE
Transaction
Transferred From (Grantor/Seller)
Name Verified Name Address 00000
Transferred To (Grantee/Buyer)
Name Verified Name Address 728 SMOOTH WINE, CIBOLO, TX 78108-4418
Mortgage
Document Number 0000004607 Date Mar 1, 2017 Instrument 20170004607
Lender
Name DHI MORTGAGE COMPANY LTD Type Mortgage Company
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Mar 1, 2047
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Tax Assessment & Valuation
The 2025 property tax bill for 728 Smooth Wine was $2,193 with a homeowner's exemption, down 30.8% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
Property Jurisdictions
Type Name State Texas Municipality Cibolo City County Guadalupe County Unified School District Schertz-Cibolo-Universal City Independent School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $187,341 (-2.8%) Land $24,702 Building $162,639 $187,341 (-2.8%) Land $24,702 Building $162,639 2025 $2,193.00 (-30.82%) $192,730 Land $23,445 Building $169,285 $192,730 Land $23,445 Building $169,285 2024 $3,170.00 (-61.76%) 2023 $8,289.00 (-10.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption $441,011 Land $64,288 Building $376,723 $441,011 Land $64,288 Building $376,723 2022 $9,310.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Flood
FEMA maps place 728 Smooth Wine in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 14 policies Community Rating System Class 8 (10% premium discount) Nearby Flood Policies 14 in force Nearby Flood Claims 4 (1997–2026) Claims Outside the SFHA 2 of 4 Most Recent Claim Aug 2026 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 728 Smooth Wine is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 95% of the US · lower than 97.6% of Texas Wildfire Likelihood 0.02% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System GREEN VALLEY SUDserves 52,497 people · EPA ID TX0940020 Water Source Purchased surface water from several systems Last State Inspection Jul 2024 Lead 2 ppb (2023–2025)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 4last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) AT&TFiber 5,000 / 5,000 SpectrumCable · Fiber in parts of the area 1,000 / 1,000 VerizonFixed Wireless 300 / 20
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.
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