728 Smith Memorial Hwy, Central, SC 29630 Property Records

Pickens County property record for 728 Smith Memorial Hwy, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,125 sqft · built 1998
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$15,200 (Jun 1996)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4047-00-69-3807`

Property Details

APN / Parcel Number

Primary APN	`4047-00-69-3807`
Alternative APN	`R0041497`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Basement Area	1,761 sqft
Unfinished Basement	1,761 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Area	1,500 sqft
Carport	Carport
Carport Area	750 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	1,000 sqft
Deck Area	389 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0041497
Old Parcel Number	4047 00 69 3807
Street Address	728 SMITH MEMORIAL HWY
City	CENTRAL
State	SC
Zip	29630-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W SIDE FURMAN L SMITH MEMORIAL HWY PLAT 435/3A TRACT 2
Legal Phase	2
Legal Tract	2
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2029
Census Tract	10302

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 JUSTIN LN, CENTRAL, SC 29630-8967
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Mar 11, 2020	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 1996 · Amount on Record
Deed Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	0000206232
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	728 SMITH MEMORIAL HWY, CENTRAL, SC 29630-8922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012082
Date	Aug 1, 2017
Book Page	5231/241
Instrument	201712082

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Mar 11, 2020
Property Address	728 SMITH MEMORIAL HWY, CENTRAL, SC 29630-8922
Document Number	0000003623
Book / Page	002143 / 000035
Instrument Date	Mar 9, 2020
Instrument	3623
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 VERA HOLLIDAY RD SIX MILE SC 296829579, SIX MILE, SC 29682-9579

Mortgage

Document Number	3624
Date	Mar 11, 2020
Book Page	005622/000085
Instrument	3624

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (+5.66%)	$10,649 (+15.01%) Land $569 Building $10,080	$449,200 (+61%) Land $96,600 Building $352,600
2024	$1,114.00 (+1.46%)	$9,259 (-) Land $499 Building $8,760	$279,000 (+20.53%) Land $60,000 Building $219,000
2023	$1,098.00 (-1.88%)	$9,259 (-) Land $499 Building $8,760	$231,486 (-) Land $12,486 Building $219,000
2022	$1,119.00	$9,259 Land $499 Building $8,760	$231,486 Land $12,486 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIX MILE W/D serves 14,845 people · EPA ID SC3920002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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