728 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 728 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,264 sqft · built 2015
Lot Size	0.151 acres (6,567 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2014)
Tax Bill	$7,012 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-90000524`

Property Details

APN / Parcel Number

Primary APN	`01-904-90000524`
Alternative APNs	`1-904-90000524` `90490000524`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,264 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,567 sqft (0.151 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90490000524
Street Address	728 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 4093 TO 4095 PT WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	4092
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	701103

Owner

728 Shore Dr is owned and occupied by two individuals who acquired it in March 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 SHORE DR, EDGEWATER, MD 21037-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Feb 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on File
Deed Sale	Oct 20, 2014 · Amount on File
Prior Sale	Apr 28, 1992 · Amount on File
Deed Book / Page	27725 / 243
Last Transfer Date	Mar 2, 2018
Transfer Doc	0328530462
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	728 SHORE DR, EDGEWATER, MD 21037-2142
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367100498
Date	May 4, 2021
Book Page	36710/498

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	728 SHORE DR, EDGEWATER, MD 21037-2142
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 SHORE DR, EDGEWATER, MD 21037-2142

Mortgage

Document Number	0370250422
Date	Jun 21, 2021
Book Page	37025/422

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 4, 2019
Property Address	728 SHORE DR, EDGEWATER, MD 21037-2142
Document Number	0328530462
Book / Page	032853 / 000462
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	728 SHORE DR EDGEWATER MD 210372142, EDGEWATER, MD 21037-2142

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 4, 2019
Property Address	728 SHORE DR, EDGEWATER, MD 21037-2142
Document Number	0328530466
Book / Page	032853 / 000466
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 SHORE DR EDGEWATER MD 210372142, EDGEWATER, MD 21037-2142

Tax Assessment & Valuation

The 2025 property tax bill for 728 Shore Dr was $7,012 with a homeowner's exemption, up 1.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,700 (+3.89%) Land $227,700 Building $396,000	$623,700 (-) Land $227,700 Building $396,000
2025	$7,012.00 (+1.79%) Homeowner's exemption	$600,333	$623,700 Land $227,700 Building $396,000
2024	$6,889.00 (+15.65%)
2023	$5,957.00 Homeowner's exemption	$553,600 Land $175,700 Building $377,900	$553,600 Land $175,700 Building $377,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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