Coffee County property record for 728 S Spring St, Manchester, TN 37355
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 5,748 sqft · built 1900 |
| Lot Size | 1.95 acres (85,100 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076I-J-013.00 |
| Primary APN | 076I-J-013.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,748 sqft Living Area |
| Gross Area | 6,156 sqft |
| 1st Floor Area | 3,413 sqft |
| Upper Floors Area | 1,263 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 85,100 sqft (1.95 acres) |
| Lot Dimensions | 370 ft deep x 230 ft wide |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 956 sqft |
| Patio Area | 800 sqft |
| Utility Building | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 728 S SPRING ST |
|---|---|
| City | MANCHESTER |
| State | TN |
| Zip | 37355-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 230X370 IRR |
| Legal Subdivision | 728 S SPRING STREET |
| Jurisdiction | COFFEE TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 970402 |
Source: Coffee County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 728 S SPRING ST, MANCHESTER, TN 37355-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit ASCEND FCU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE TN |
| Property Address | 728 S SPRING ST, MANCHESTER, TN 37355-1936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008967 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | T1003/349 |
| Instrument | 17008967 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE TN |
| Property Address | 728 S SPRING ST, MANCHESTER, TN 37355-1936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010526 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | T1118/831 |
| Instrument | 20010526 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 24, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE TN |
| Property Address | 728 S SPRING ST, MANCHESTER, TN 37355-1936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010525 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | T11188/811 |
| Instrument | 20010525 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.87% |
Source: Coffee County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Coffee County |
| Municipality | Manchester City |
| Elementary School District | Manchester City School District (PK - 08) |
| Secondary School District | Coffee County School District in Manchester (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,462.00 (+108.12%) | $122,925 (+141.74%) Land $6,250 Building $116,675 | $491,700 (-) Land $25,000 Building $466,700 |
| 2024 | $2,144.00 (+16.21%) | $50,850 (-) Land $6,250 Building $44,600 | |
| 2023 | $1,845.00 | $50,850 (-) Land $6,250 Building $44,600 | |
| 2022 | $1,845.00 | $50,850 Land $6,250 Building $44,600 | $491,700 Land $25,000 Building $466,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 24,975 people · EPA ID TN0000429 |
|---|---|
| Water Source | Purchased surface water from DUCK RIVER UTILITY COMMISSION |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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