Polk County property record for 728 Ruby Ct, Davenport, FL 33837 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,476 sqft Living Area |
| Lot Size | 9,518 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,237 (2019) |
| Tax Bill | $4,632.00 (2025) |
| Primary APN | 27-27-05-726007-000990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 2,876 sqft Gross Area |
| 1st Floor | 1,384 sqft 1st Floor |
| Upper Floors | 1,092 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,518 sqft (0.219 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 252 sqft Porch |
| Street Address | 728 RUBY CT |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-7711 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLDEN RIDGE PB 167 PGS 24-27 LOT 99 |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | GOLDEN RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | POLK FL |
| Minor Civil Division | HAINES CITY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 12515 |
Source: Polk County records · APN 27-27-05-726007-000990
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 728 RUBY CT, DAVENPORT, FL 33837-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Sep 20, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PARK SQUARE HM MTG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Deed Doc Number | 2019200151 |
| Deed Book / Page | 10980 / 1939 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 728 RUBY CT, DAVENPORT, FL 33837-7711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ALLIED TITLE INSURANCE AGENCY INC, BLEND TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 728 RUBY CT, DAVENPORT, FL 33837-7711 |
| Document Number | 0000127533 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 11718/285 |
| Instrument | 2021127533 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 728 RUBY CT, DAVENPORT, FL 33837-7711 |
| Document Number | 0109801939 |
| Book / Page | 010980 / 001939 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 200151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 04, 2019 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,954.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 RUBY CT DAVENPORT FL 338377711, DAVENPORT, FL 33837-7711 |
| Document Number | 109801941 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 010980/001941 |
| Instrument | 200152 |
| Name | PARK SQUARE HM MTG LLC |
|---|---|
| Address | ORLANDO, FL 32811 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,632.00 (+4.39%) Homeowner's exemption | $283,024 (+5.99%) | $325,940 (-6.17%) Land $58,000 Building $267,940 |
| 2023 | $4,437.00 (+1.56%) Homeowner's exemption | $267,037 (+3%) | $347,367 (+17.26%) Land $56,000 Building $291,367 |
| 2022 | $4,369.00 Homeowner's exemption | $259,259 | $296,249 Land $46,000 Building $250,249 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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