San Diego County property record for 728 Rainbow Hills Rd, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,041 sqft · built 1982 |
| Lot Size | 3.76 acres (163,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $760,000 (Jun 2025) |
| Tax Bill | $6,841 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-041-09-00 |
| Primary APN | 108-041-09-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,041 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 163,786 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 728 RAINBOW HILLS RD |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 14-9-3W NWQ (EX HWY OP)DOC77-128698 IN SWQ OF |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 14 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 19001 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7630 129TH AVE SE, NEWCASTLE, WA 98056-1439 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 9, 2020 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 28, 2019 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Jan 11, 2019 | Quit Claim Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 2025160017 |
| Prior Transfer Date | Apr 12, 1997 |
| Prior Transfer Doc | 0000310118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 9, 2020 |
| Property Address | 728 RAINBOW HILLS RD, FALLBROOK, CA 92028-9294 |
| Document Number | 0000701368 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2020-0701368 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ORANGE COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14223 148TH PL SE, RENTON, WA 98059-7359 |
| Document Number | 0000701369 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-0701369 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 728 RAINBOW HILLS RD, FALLBROOK, CA 92028-9294 |
| Document Number | 0000443224 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 728 RAINBOW HILLS RD FALLBROOK CA 920289294, FALLBROOK, CA 92028-9294 |
| Document Number | 0000443224 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 443224 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 728 RAINBOW HILLS RD, FALLBROOK, CA 92028-9294 |
| Document Number | 0000011333 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 11333 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 728 RAINBOW HILLS RD FALLBROOK CA 920289294, FALLBROOK, CA 92028-9294 |
| Document Number | 11334 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 11334 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Elementary School District | Vallecitos Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $775,200 (+19.38%) Land $540,600 Building $234,600 | |
| 2025 | $6,841.00 (+3.82%) | $649,347 (+4.04%) Land $79,500 Building $569,847 |
| 2023 | $6,589.00 (+1.4%) | $624,134 Land $76,414 Building $547,720 |
| 2022 | $6,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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