San Diego County property record for 728 Pt Sur, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,634 sqft · built 1984 |
| Lot Size | 0.141 acres (6,156 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Mar 1992) |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | May 2020 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-492-08-00 |
| Primary APN | 157-492-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 6,156 sqft (0.141 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 728 POINT SUR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 106 TR 009384 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 009384 |
| Legal Block | 2 |
| Legal Lot Number | 106 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 18608 |
Source: San Diego County records · APN 157-492-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 728 POINT SUR, OCEANSIDE, CA 92058-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 1992 · Amount on Record |
| Deed Sale | Mar 20, 1992 · Amount on Record |
| Prior Sale | Apr 25, 1985 · Amount on Record |
| Deed Document Number | 1992153661 |
| Last Transfer Date | Jun 19, 2012 |
| Transfer Doc | 0000372558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 728 POINT SUR, OCEANSIDE, CA 92058-6922 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000255507 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0255507 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.64% |
| Type Change Date | Jun 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $288,556 (+2%) Land $106,124 Building $182,432 | |
| 2025 | $3,135.00 (+5.31%) Homeowner's exemption | $282,899 (+4.04%) Land $104,044 Building $178,855 |
| 2023 | $2,977.00 (+1.57%) Homeowner's exemption | $271,915 Land $100,004 Building $171,911 |
| 2022 | $2,931.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 69% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | About 1 in 297 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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