San Diego County property record for 728 Pt Cabrillo, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,200 sqft · built 1981 |
| Lot Size | 0.228 acres (9,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2011) |
| Tax Bill | $5,056 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-492-44-00 |
| Primary APN | 157-492-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 9,941 sqft (0.228 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 728 POINT CABRILLO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-6901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 TR 009384 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 009384 |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 18608 |
Source: San Diego County records · APN 157-492-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 POINT CABRILLO, OCEANSIDE, CA 92058-6901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · VA Mortgage PRIORITY 1 LENDING LLC |
| Apr 05, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2011 · Amount on Record |
| Deed Sale | Mar 25, 2011 · Amount on Record |
| Deed Document Number | 2011158118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 728 POINT CABRILLO, OCEANSIDE, CA 92058-6901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 728 POINT CABRILLO, OCEANSIDE, CA 92058-6901 |
| Document Number | 0000178128 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0178128 |
| Name | PRIORITY 1 LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 728 POINT CABRILLO, OCEANSIDE, CA 92058-6901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000134747 |
|---|---|
| Date | Apr 05, 2018 |
| Instrument | 2018-0134747 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $463,898 (+2%) Land $42,929 Building $420,969 | |
| 2025 | $5,056.00 (+5.25%) Homeowner's exemption | $454,803 (+4.04%) Land $42,088 Building $412,715 |
| 2023 | $4,804.00 (+1.56%) Homeowner's exemption | $437,144 Land $40,454 Building $396,690 |
| 2022 | $4,730.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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