728 Navigators Way, Edgewater, FL 32141 Property Records

Volusia County property record for 728 Navigators Way, Edgewater, FL 32141

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,371 sqft · built 1995
Lot Size	0.16 acres (6,972 sqft)
Owner	2 Trust Names on Record
Last Sale	$137,000 (Jul 2015)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8401-02-00-3510`

Property Details

APN / Parcel Number

Primary APN	`8401-02-00-3510`
Alternative APNs	`34180102003510` `01183402003510` `5145841.0` `5145841`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	1,371 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,972 sqft (0.16 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Vinyl Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5145841
Street Address	728 NAVIGATORS WAY
City	EDGEWATER
State	FL
Zip	32141-5922
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 351 EDGEWATER LANDING PHASE II MB 43 PGS 31-33 INC PER OR 4140 PGS 1777-1778 PER OR 6964 PG 3132 PER OR 7134 PGS 1667-1668
Legal Range	34E
Legal Township	18S
Legal Section	01
Legal Subdivision	EDGEWATER LANDING PHASE II MB
Legal Tract	02
Legal Lot Number	351
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2025
Census Tract	83005

Owner

Source: Volusia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	728 NAVIGATORS WAY, EDGEWATER, FL 32141-5922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Sep 19, 1996 · Amount on Record
Deed Document Number	2015119815
Deed Book / Page	7134 / 1667
Prior Transfer Date	Feb 3, 2014
Prior Transfer Doc	0069643132
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	728 NAVIGATORS WAY, EDGEWATER, FL 32141-5922
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073471529
Date	Jan 10, 2017
Book Page	7347/1529
Instrument	2017-005266

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,090 (+2.7%)	$219,064 (+0.47%) Land $77,500 Building $141,564
2025	$2,065.00 (+3.41%) Homeowner's exemption	$154,908 (+5.99%)	$218,043 (-6.43%) Land $77,500 Building $140,543
2023	$1,997.00 (+2.83%) Homeowner's exemption	$146,159 (+3%)	$233,022 (+22.77%) Land $77,500 Building $155,522
2022	$1,942.00 Homeowner's exemption	$141,902	$189,797 Land $54,000 Building $135,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	26 (1985–2025)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20