728 Natalie Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 728 Natalie Dr, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 1999)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-190-063-000`

Property Details

APN / Parcel Number

Primary APN	`161-190-063-000`
Alternative APN	`161-190-063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,049 sqft Living Area
1st Floor Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	161-190-063
Street Address	728 NATALIE DR
City	WINDSOR
State	CA
Zip	95492-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	LAKEWOOD GLEN 3 LT 75
Legal Subdivision	LAKEWOOD GLEN
Legal Tract	849
Legal Block	1
Legal Lot Number	75
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1006
Census Tract	153804

Owner

728 Natalie Dr is owned and occupied by an individual who bought it in September 1999.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	728 NATALIE DR, WINDSOR, CA 95492-8870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
May 24, 2017	Deed of Trust, Mortgage · Conventional with PMI REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1999 · Amount on File
Deed Sale	Sep 24, 1999 · Amount on File
Prior Sale	Jan 6, 1998
Deed Document Number	1999119935
Prior Transfer Date	Feb 9, 1994
Prior Transfer Doc	0000065086
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	728 NATALIE DR, WINDSOR, CA 95492-8870
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 NATALIE DR, WINDSOR, CA 95492-8870

Mortgage

Document Number	0000012263
Date	Mar 22, 2024
Instrument	2024012263

Lender

Name	REDWOOD CU
Type	Credit Union
Address	WINDSOR, CA 95492

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	728 NATALIE DR, WINDSOR, CA 95492-8870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 NATALIE DR, WINDSOR, CA 95492-8870

Mortgage

Document Number	0000076236
Date	Aug 31, 2020
Instrument	2020076236

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 26, 2020
Change Frequency	5 Years
Min Rate At Change	3.37%
Index	5-Year CMT
Max Rate	5.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	728 NATALIE DR, WINDSOR, CA 95492-8870
Document Number	0000042222
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 NATALIE DR WINDSOR CA 954928870, WINDSOR, CA 95492-8870

Mortgage

Document Number	0000042222
Date	May 31, 2017
Instrument	42222

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 728 Natalie Dr was $4,777 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,916 (+2%) Land $133,248 Building $258,668
2025	$4,777.00 Homeowner's exemption	$384,233 Land $130,636 Building $253,597
2023	$4,585.00 (+1.8%) Homeowner's exemption	$369,314 Land $125,564 Building $243,750
2022	$4,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 728 Natalie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Natalie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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