Mesa County property record for 728 N Valley Dr, Grand Junction, CO 81505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,266 sqft · built 1997 |
| Lot Size | 0.181 acres (7,871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (May 2026) |
| Tax Bill | $2,315 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2701-334-26-004 |
| Primary APN | 2701-334-26-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 1,193 sqft |
| Upper Floors Area | 1,073 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,871 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Porch | Slab |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R018371 |
|---|---|
| Street Address | 728 N VALLEY DR |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81505-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-5 |
| Legal Description | LOT 4 BLK 2 NORTH VALLEY SUBDIVISION FIL NO THREE SEC 33 1N 1W |
| Legal Range | 001 |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | NORTH VALLEY #3 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 900 |
Source: Mesa County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Oct 24, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 20263159563 |
| Prior Transfer Date | May 29, 2012 |
| Prior Transfer Doc | 0002613417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 20, 2026 |
| Property Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003159563 |
| Instrument Date | May 19, 2026 |
| Instrument | 20263159563 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,504.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003159564, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20263159564 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 4, 2023 |
| Property Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003070907 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 3070907 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003070908 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 3070908 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Margin | 3 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Oct 24, 2022 |
| Property Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003047481 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 3047481 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 728 N VALLEY DR, GRAND JUNCTION, CO 81505-9581 |
| Document Number | 0003047482 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 3047482 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Grand Junction City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,315.00 (+7.62%) | $31,970 (+5.69%) Land $6,130 Building $25,840 | $511,400 (+13.26%) Land $98,000 Building $413,400 |
| 2024 | $2,151.00 (+0.61%) | $30,250 (-) Land $5,670 Building $24,580 | |
| 2023 | $2,138.00 (+25.32%) | $30,250 (+27.8%) Land $5,670 Building $24,580 | $451,520 (+32.57%) Land $84,680 Building $366,840 |
| 2022 | $1,706.00 | $23,670 Land $5,560 Building $18,110 | |
| 2021 | $340,600 Land $80,000 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures