728 N Tremont St, Oceanside, CA 92054 Property Records

San Diego County property record for 728 N Tremont St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,145 sqft · built 2005
Lot Size	0.57 acres (2,494 sqft)
Owner	Company Name on Record
Last Sale	$869,000 (Apr 2005)
Tax Bill	$13,508 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143-204-18-00`

Property Details

APN / Parcel Number

Primary APN	`143-204-18-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,494 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	728 N TREMONT ST
City	OCEANSIDE
State	CA
Zip	92054-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D-9
Legal Description	LOT 5 TR 014575
Legal Subdivision	NEPTUNE VILLAGE II
Legal Tract	014575
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18400

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	728 N TREMONT ST, OCEANSIDE, CA 92054-2146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Apr 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	2005335222
Last Transfer Date	Feb 23, 2017
Transfer Doc	0000184991
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	728 N TREMONT ST, OCEANSIDE, CA 92054-2146
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 N TREMONT ST, OCEANSIDE, CA 92054-2146

Mortgage

Document Number	0000259111
Date	Sep 18, 2025
Instrument	2025-0259111

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2017
Property Address	728 N TREMONT ST, OCEANSIDE, CA 92054-2146
Document Number	0000184991
Instrument Date	Feb 23, 2017
Instrument	184991
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 N TREMONT ST OCEANSIDE CA 920542146, OCEANSIDE, CA 92054-2146

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2017
Property Address	728 N TREMONT ST, OCEANSIDE, CA 92054-2146
Document Number	0000184992
Instrument Date	Feb 23, 2017
Instrument	184992
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	728 N TREMONT ST OCEANSIDE CA 920542146, OCEANSIDE, CA 92054-2146

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,235,432 (+2%) Land $710,836 Building $524,596
2025	$13,508.00 (+5.19%) Homeowner's exemption	$1,211,209 (+4.04%) Land $696,899 Building $514,310
2023	$12,841.00 (+1.55%) Homeowner's exemption	$1,164,179 Land $669,839 Building $494,340
2022	$12,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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