Lake County property record for 728 N Summit Ave, Madison, SD 57042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 8 ba · 975 sqft · built 1960 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,174 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21410-00300-030-10 |
| Primary APN | 21410-00300-030-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Basement Area | 975 sqft |
| Finished Basement | 98 sqft |
| Unfinished Basement | 877 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 728 N SUMMIT AVE |
|---|---|
| City | MADISON |
| State | SD |
| Zip | 57042-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S40' LOT 2 & N30' LOT 3 BLK 3 GARNER'S 1ST ADD #1754M |
| Legal Subdivision | GARNER'S 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LAKE SD |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 960202 |
728 N Summit Ave, a single family home, is owned by two individuals.
Source: Lake County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 42, MADISON, SD 57042-0042 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 728 N Summit Ave was $3,174, down 2.3% from the year before.
Source: Lake County assessment roll, as of October 24, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lake County |
| Municipality | Madison City |
| Unified School District | Madison Central School District 39-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 (-2.34%) | $183,800 (-) Land $25,400 Building $158,400 | $183,800 Land $25,400 Building $158,400 |
| 2025 | $3,250.00 (+25.58%) | $183,800 (-) Land $25,400 Building $158,400 | |
| 2024 | $2,588.00 (+3.73%) | $183,800 (+6.24%) Land $25,400 Building $158,400 | |
| 2023 | $2,495.00 (+19.38%) | $173,000 Land $22,100 Building $150,900 | |
| 2022 | $2,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 N Summit Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2012–2019) |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 N Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON serves 6,191 people · EPA ID SD4600199 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Interlakes Wireless.
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