728 Montecito Way, Salinas, CA 93901 Property Records

Monterey County property record for 728 Montecito Way, Salinas, CA 93901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1980
Lot Size	0.19 acres (8,286 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`016-331-023-000`

Property Details

APN / Parcel Number

Primary APN	`016-331-023-000`
Alternative APN	`016-331-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	8,286 sqft (0.19 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	016-331-023
Street Address	728 MONTECITO WAY
City	SALINAS
State	CA
Zip	93901-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTECITO ESTATES UNIT NO 1 TRACT NO 814 LOT 23 BLK 1
Legal Subdivision	MONTECITO ESTATES UNIT NO 1
Legal Tract	814
Legal Block	1
Legal Lot Number	23
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1010
Census Tract	1600

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	728 MONTECITO WAY, SALINAS, CA 93901-1057
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional with PMI HIGHTECHLENDING INC HIGHTECHLENDING INC
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 2024
Transfer Doc	0000001212
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	728 MONTECITO WAY, SALINAS, CA 93901-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055808
Date	Nov 22, 2019
Instrument	2019055808

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	728 MONTECITO WAY, SALINAS, CA 93901-1057
Document Number	0000038494
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	728 MONTECITO WAY SALINAS CA 939011057, SALINAS, CA 93901-1057

Mortgage

Document Number	0000038494
Date	Aug 3, 2020
Instrument	38494

Lender

Name	HIGHTECHLENDING INC HIGHTECHLENDING INC
Type	Bank
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	728 MONTECITO WAY, SALINAS, CA 93901-1057
Document Number	0000056988
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	728 MONTECITO WAY SALINAS CA 939011057, SALINAS, CA 93901-1057

Mortgage

Document Number	0000056988
Date	Dec 18, 2018
Instrument	56988

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2043

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,123 (+2%) Land $110,376 Building $404,747
2025	$6,320.00 (+13.04%)	$505,023 (+4.04%) Land $108,212 Building $396,811
2023	$5,591.00 (+3.88%)	$485,414 Land $104,011 Building $381,403
2022	$5,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile.

Nearby Properties on Montecito Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures