Charlotte County property record for 728 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,931 sqft · built 1981 |
| Lot Size | 0.25 acres (10,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,100 (Feb 2015) |
| Tax Bill | $8,815 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412329129013 |
| Primary APN | 412329129013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| Gross Area | 2,783 sqft |
| 1st Floor Area | 1,931 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 10,884 sqft (0.25 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 549 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 303 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952601748000 |
|---|---|
| Street Address | 728 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK278 LOT 27 643/1808-09 DC832/1761 1037/1972 1521/29 1596/932 AFF3836/63-DSW 3942/310 4373/173 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 278 |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
728 Monaco Dr is owned by two individuals who acquired it in October 2018.
Source: Charlotte County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4205 SHERWOOD DR, CRYSTAL LAKE, IL 60012-3031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2015 · Amount on File |
| Deed Sale | Feb 12, 2015 · Amount on File |
| Prior Sale | Mar 11, 1998 · Amount on File |
| Deed Document Number | 20152328102 |
| Deed Book / Page | 3942 / 310 |
| Last Transfer Date | Oct 14, 2018 |
| Transfer Doc | 0043730173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 26, 2018 |
| Property Address | 728 MONACO DR, PUNTA GORDA, FL 33950-8016 |
| Document Number | 0043730173 |
| Book / Page | 004373 / 000173 |
| Instrument Date | Oct 14, 2018 |
| Instrument | 2656872 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4205 SHERWOOD DR CRYSTAL LAKE IL 600123031, CRYSTAL LAKE, IL 60012-3031 |
The 2025 property tax bill for 728 Monaco Dr was $8,815, up 0.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,815.00 (+0.65%) | $481,942 Land $267,750 Building $214,192 | $481,942 Land $267,750 Building $214,192 |
| 2024 | $8,758.00 (+3.62%) | ||
| 2023 | $8,452.00 (+10.37%) | $375,785 (-22.01%) | $481,890 (+0.01%) Land $305,000 Building $176,890 |
| 2022 | $7,658.00 | $481,857 Land $236,300 Building $245,557 | $481,857 Land $236,300 Building $245,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Monaco Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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