Winnebago County property record for 728 Main St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 832 sqft · built 1910 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,000 (Sep 2020) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-304-010 |
| Primary APN | 09-28-304-010 |
|---|---|
| Alternative APNs |
|
| Building Area | 832 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 728 MAIN ST |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF PECATONICA S 47.75 FT W 1/2 BLK LOT 0 BLOCK 15 |
| Legal Block | 15 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 4300 |
728 Main St is owned by a company that bought it in September 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 503 BERGLUND RD, PECATONICA, IL 61063-9592 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI MIDLAND STATES BK |
| Sep 16, 2020 | Grant Deed, Transfer SECURITY FIRST TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Deed Document Number | 202027214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 728 MAIN ST, PECATONICA, IL 61063-7740 |
| Document Number | 0001038396 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 503 BERGLUND RD PECATONICA IL 610639561, PECATONICA, IL 61063-9561 |
| Document Number | 0001038396 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 1038396 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | BELVIDERE, IL 61008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 16, 2020 |
| Property Address | 728 MAIN ST, PECATONICA, IL 61063-7740 |
| Document Number | 0001027214 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 1027214 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $98.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 503 BERGLUND RD PECATONICA IL 610639561, PECATONICA, IL 61063-9561 |
The 2025 property tax bill for 728 Main St was $2,268.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,268.00 | $31,355 Land $3,901 Building $27,454 | $94,065 Land $11,703 Building $82,362 |
| 2022 | $23,915 Land $3,079 Building $20,836 | $71,745 Land $9,237 Building $62,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 728 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AaroBand.
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