728 Largo Ln, Macclenny, FL 32063 Property Records

Baker County property record for 728 Largo Ln, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,874 sqft · built 2007
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Aug 2012)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-2S-22-0209-0000-0310`

Property Details

APN / Parcel Number

Primary APN	`28-2S-22-0209-0000-0310`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,874 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Finished
Garage Area	380 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Fence	Fence
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	728 LARGO LN
City	MACCLENNY
State	FL
Zip	32063-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 31 CYPRESS POINTE UNIT 1 PB 3 PGS 90-92 DESC IN OR 2012-4201 POM 141B RESTRICTIONS IN OR 2005-5095
Legal Range	22E
Legal Township	02S
Legal Section	28
Legal Subdivision	CYPRESS POINTE
Legal Lot Number	31
Legal Unit	1
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

728 Largo Ln is owned and occupied by an individual who bought it in August 2012.

Source: Baker County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	728 LARGO LN, MACCLENNY, FL 32063-4229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2012 · Amount on File
Deed Sale	Aug 16, 2012 · Amount on File
Prior Sale	Jan 8, 2008 · Amount on File
Deed Document Number	201200004201
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	728 LARGO LN, MACCLENNY, FL 32063-4229
Document Number	0000000823
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	728 LARGO LN MACCLENNY FL 320634229, MACCLENNY, FL 32063-4229

Mortgage

Document Number	0000000823
Date	Feb 4, 2019
Instrument	823

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 728 Largo Ln was $1,487 with a homeowner's exemption, up 3.7% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (+3.7%) Homeowner's exemption	$128,988 (+2.9%)	$240,553 (+8.58%) Land $35,000 Building $205,553
2024	$1,434.00 (+3.61%) Homeowner's exemption	$125,353 (+3%)	$221,541 (+0.7%) Land $35,000 Building $186,541
2023	$1,384.00 (+3.9%) Homeowner's exemption	$121,702 (+3%)	$220,005 (+6.8%) Land $35,000 Building $185,005
2022	$1,332.00 Homeowner's exemption	$118,157	$206,006 Land $35,000 Building $171,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Largo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Largo Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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