Lake County property record for 728 Kentucky St, Gary, IN 46402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1925 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,000 (Apr 2016) |
| Tax Bill | $559 (2024) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-44-0046-0025 |
| Primary APN | 001-25-44-0046-0025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 572 sqft |
| Family Room | Family Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| View / Lot | Alley |
| Garage Area | 1,144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 728 KENTUCKY ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46402-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY LAND COS. 1ST SUB. ALL L.33 BL.46 S. 10 FT. L.34 BL.46 |
| Legal Subdivision | GARY LAND COS. 1ST SUB |
| Legal Block | 46 |
| Legal Lot Number | 33 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10600 |
Source: Lake County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4607 MAGOUN AVE, EAST CHICAGO, IN 46312-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Deed Document Number | 201624672 |
| Prior Transfer Date | Jan 18, 2013 |
| Prior Transfer Doc | 0000006415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 25, 2017 |
| Property Address | 728 KENTUCKY ST, GARY, IN 46402-2626 |
| Instrument Date | Jan 1, 2017 |
| Instrument | 25490 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 KENTUCKY ST GARY IN 464022626, GARY, IN 46402-2626 |
| Document Number | 0000025490 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 25490 |
| Name | M & M GAMECHANGER LLC |
|---|---|
| Address | 4607 MAGOUN AVE, EAST CHICAGO, IN 46312-3242 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 24, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,900 (+16.62%) Land $6,000 Building $38,900 | $44,900 (+16.62%) Land $6,000 Building $38,900 | |
| 2024 | $559.00 (+39.05%) | ||
| 2023 | $38,500 (+67.39%) Land $5,300 Building $33,200 | $38,500 (+67.39%) Land $5,300 Building $33,200 | |
| 2022 | $402.00 | $23,000 Land $6,300 Building $16,700 | $23,000 Land $6,300 Building $16,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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