Virginia Beach City property record for 728 Gemstone Ln, Virginia Beach, VA 23462
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,148 sqft · built 1989 |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Mar 2018) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2018 Sale & Mortgage |
| APN | 146-843-24050-728 |
| Primary APN | 146-843-24050-728 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1468-43-2405-0728 |
|---|---|
| Street Address | 728 GEMSTONE LN |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23462-1190 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A18 |
| Legal Description | DIAMOND SPRINGS CONDOMINIUM PHASE 5 UNIT 728 |
| Legal Subdivision | DIAMOND SPRINGS CONDOMINIUM |
| Legal Block | 1 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40406 |
728 Gemstone Ln, a condominium, is owned and occupied by an individual who bought it in March 2018.
Source: Virginia Beach City records, as of March 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 728 GEMSTONE LN, VIRGINIA BEACH, VA 23462-1190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Mar 27, 2018 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Deed Document Number | 2018248810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 728 GEMSTONE LN, VIRGINIA BEACH, VA 23462-1190 |
| Document Number | 0000110308 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 728 GEMSTONE LN VIRGINIA BEACH VA 234621190, VIRGINIA BEACH, VA 23462-1190 |
| Document Number | 0000110308 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 110308 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Nov 29, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Mar 27, 2018 |
| Property Address | 728 GEMSTONE LN, VIRGINIA BEACH, VA 23462-1190 |
| Document Number | 0000248810 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 248810 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 GEMSTONE LN VIRGINIA BEACH VA 234621190, VIRGINIA BEACH, VA 23462-1190 |
| Document Number | 248820 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 248820 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 728 Gemstone Ln was $1,992, up 0.8% from the year before.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 (+0.81%) | $205,400 Land $70,000 Building $135,400 | $205,400 Land $70,000 Building $135,400 |
| 2024 | $1,976.00 (+16.44%) | ||
| 2023 | $1,697.00 | $171,500 Land $60,000 Building $111,500 | $171,500 Land $60,000 Building $111,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 728 Gemstone Ln.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 728 Gemstone Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures