728 Garden Ave, Saint Louis, MO 63119 Property Records

St. Louis County property record for 728 Garden Ave, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,005 sqft · built 1885
Lot Size	0.397 acres (17,302 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Oct 2021)
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23K-62-0465`

Property Details

APN / Parcel Number

Primary APN	`23K-62-0465`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	738 sqft
Attic	Attic
Attic Area	580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,302 sqft (0.397 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	602 sqft
Deck Area	310 sqft
Patio Area	574 sqft
Balcony Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	728 GARDEN AVE
City	SAINT LOUIS
State	MO
Zip	63119-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	64A4
Legal Description	ANGELICA P LOCKWOOD SECOND & LOT PT 8 LOT 7
Legal Subdivision	ANGELICA P LOCKWOOD SECOND
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1004
Census Tract	219502

Owner

728 Garden Ave is owned and occupied by two individuals who bought it in October 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 GARDEN AVE, SAINT LOUIS, MO 63119-4262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Deed Document Number	202177
Deed Book / Page	25150 / 2157
Prior Transfer Date	Dec 16, 2002
Prior Transfer Doc	0000000627
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 6, 2021
Property Address	728 GARDEN AVE, SAINT LOUIS, MO 63119-4262
Document Number	0251502157
Book / Page	25150 / 2157
Map Reference	MB 4 PG 19
Instrument Date	Sep 23, 2021
Instrument	2021100600077
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 GARDEN AVE, 728, SAINT LOUIS, MO 63119-4262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 GARDEN AVE, SAINT LOUIS, MO 63119-4262

Mortgage

Document Number	2021100600078
Date	Oct 6, 2021
Instrument	2021100600078

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	728 GARDEN AVE, SAINT LOUIS, MO 63119-4262
Document Number	0226643695
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 GARDEN AVE ST LOUIS MO 631194262, ST LOUIS, MO 63119-4262

Mortgage

Document Number	0226643695
Date	Aug 23, 2017
Book Page	022664/003695
Instrument	723

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	728 GARDEN AVE, SAINT LOUIS, MO 63119-4262
Document Number	0226680075
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 GARDEN AVE ST LOUIS MO 631194262, ST LOUIS, MO 63119-4262

Mortgage

Document Number	0226680075
Date	Aug 25, 2017
Book Page	022668/000075
Instrument	132

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 728 Garden Ave was $5,842, up 28.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,770 (-) Land $45,110 Building $45,660	$477,700 (-) Land $237,400 Building $240,300
2025	$5,842.00 (+28.88%)	$90,770 Land $45,110 Building $45,660	$477,700 Land $237,400 Building $240,300
2024	$4,533.00 (+0.49%)
2023	$4,511.00 (+13.37%)	$65,170 (+20.73%) Land $32,070 Building $33,100	$343,000 Land $168,800 Building $174,200
2022	$3,979.00	$53,980 Land $32,070 Building $21,910
2021			$284,100 Land $168,800 Building $115,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 Garden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 728 Garden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Garden Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures