San Joaquin County property record for 728 F St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1938 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $477,000 (Nov 2022) |
| Tax Bill | $5,064 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-168-030-000 |
| Primary APN | 235-168-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 235-168-03 |
|---|---|
| Street Address | 728 F ST |
| City | TRACY |
| State | CA |
| Zip | 95376-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACY MAP D4 35-39 BLK 9 LOT 15,16 |
| Legal Subdivision | TRACY |
| Legal Block | 1 |
| Legal Lot Number | 15,16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 5405 |
728 F St is owned and occupied by an individual who bought it in November 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 728 F ST, TRACY, CA 95376-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Jan 12, 2018 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Oct 6, 2017 | Grant Deed, Transfer · Conventional Mortgage STEVEN & DEBRA CIMOLI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on File |
| Deed Sale | Nov 18, 2022 · Amount on File |
| Prior Sale | Jan 12, 2018 · Amount on File |
| Deed Document Number | 2022130332 |
| Prior Transfer Date | Jun 20, 2016 |
| Prior Transfer Doc | 0000075751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 18, 2022 |
| Property Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000130332 |
| Map Reference | MB 2 PG 63 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022-130332 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000130333 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022-130333 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 728 F ST, TRACY, CA 95376-4145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000015183 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-015183 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 728 F ST, TRACY, CA 95376-4145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE SAN JOSE |
| Name | Verified Name |
|---|
| Document Number | 0000027537 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020-027537 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 12, 2018 |
| Property Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000003962 |
| Map Reference | MB 2 PG 63 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 2018-003962 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000003963 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018-003963 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 6, 2017 |
| Property Address | 728 F ST, TRACY, CA 95376-4145 |
| Document Number | 0000116382 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 116382 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 SUNFISH DR MANTECA CA 953376722, MANTECA, CA 95337-6722 |
| Document Number | 116383 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 116383 |
| Name | STEVEN & DEBRA CIMOLI |
|---|---|
| Address | 4021 BELLA TUSCANY DR, MODESTO, CA 95356-9339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 728 F St was $5,064, down 11.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,064.00 (-11.41%) | ||
| 2025 | $5,716.00 | $496,268 Land $150,858 Building $345,410 | |
| 2023 | $5,184.00 (+35.35%) | $476,999 Land $145,000 Building $331,999 | $419,850 |
| 2022 | $3,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 F St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 728 F St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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