728 Elko Ave, Ventura, CA 93004 Property Records

Ventura County property record for 728 Elko Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1964
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2020)
Tax Bill	$7,731 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087-0-123-205`

Property Details

APN / Parcel Number

Primary APN	`087-0-123-205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	7,600 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 69 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	728 ELKO AVE
City	VENTURA
State	CA
Zip	93004-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 171600 LOT: 35 REF: 044MR 013
Legal Tract	171600
Legal Block	123
Legal Lot Number	35
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	2
Census Block	2009
Census Tract	1401

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 ELKO AVE, VENTURA, CA 93004-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 8, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	202052598
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	0000139767
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 17, 2020
Property Address	728 ELKO AVE, VENTURA, CA 93004-2231
Document Number	0000052598
Map Reference	MB 44 PG 13
Instrument Date	Apr 2, 2020
Instrument	20200417-00052598
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	728 ELKO AVE, VENTURA, CA 93004-2231

Mortgage

Document Number	0000052599
Date	Apr 17, 2020
Instrument	20200417-00052599

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 8, 2019
Property Address	728 ELKO AVE, VENTURA, CA 93004-2231
Document Number	0000025013
Map Reference	MB 44 PG 13
Instrument Date	Jan 14, 2019
Instrument	20190308-00025013
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	950 VENTURA AVE, OAK VIEW, CA 93022-9620

Mortgage

Document Number	0000025014
Date	Mar 8, 2019
Instrument	20190308-00025014

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 12, 2018
Property Address	728 ELKO AVE, VENTURA, CA 93004-2231
Document Number	0000139767
Instrument Date	Dec 3, 2018
Instrument	139767
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	728 EO AVE VENTURA CA 93004, VENTURA, CA 93004

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 8, 2017
Property Address	728 ELKO AVE, VENTURA, CA 93004-2231
Document Number	0000033192
Map Reference	MB44 PG13
Instrument Date	Feb 7, 2017
Instrument	20170308-00033192
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	728 ELKO AVE, VENTURA, CA 93004-2231

Mortgage

Document Number	0000033193
Date	Mar 8, 2017
Instrument	20170308-00033193

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,084 (+2%) Land $471,306 Building $253,778
2025	$7,731.00 (+1.92%) Homeowner's exemption	$710,867 (+4.04%) Land $462,065 Building $248,802
2024	$7,585.00 (+1.15%)
2023	$7,499.00 (+7.62%) Homeowner's exemption	$683,264 Land $444,122 Building $239,142
2022	$6,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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