Schenectady County and Schenectady City property record for 728 Eastern Ave, Schenectady, NY 12308 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1898 |
| Square Footage | 1,704 sqft Total Area |
| Lot Size | 3,000 sqft (0.068 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2022) |
| Tax Bill | $5,634.00 (2025) |
| Primary APN | 421500 39.74-3-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,704 sqft Total Area |
| 1st Floor | 852 sqft 1st Floor |
| 2nd Floor | 852 sqft 2nd Floor |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 3,000 sqft (0.068 acres) |
| Depth X Width | 100 ft x 30 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 220 sqft Patio |
| Porch Area | 308 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 728 EASTERN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3126 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | SCOTT MAP 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records · APN 421500 39.74-3-1
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 EASTERN AVE, SCHENECTADY, NY 12308-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 23, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Aug 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Doc Number | 202233185 |
| Deed Book / Page | 2087 / 149 |
| Prior Transfer Date | Aug 09, 2018 |
| Prior Transfer Doc | 0000036074 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 728 EASTERN AVE, SCHENECTADY, NY 12308-3126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 728 EASTERN AVE, SCHENECTADY, NY 12308-3126 |
| Document Number | 0000027975 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202527975 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2022 |
| Property Address | 728 EASTERN AVE, SCHENECTADY, NY 12308-3126 |
| Document Number | 0000033185 |
| Book / Page | 2087 / 149 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 202233185 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 EASTERN AVE, 728, SCHENECTADY, NY 12308-3126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1028 WILLETT ST, SCHENECTADY, NY 12303-1146 |
| Document Number | 0000033186 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 202233186 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 14, 2018 |
| Property Address | 728 EASTERN AVE, SCHENECTADY, NY 12308-3126 |
| Document Number | 0000036074 |
| Book / Page | 001993 / 000675 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 36074 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 128 CHARLTON RD BALLSTON LAKE NY 120192547, BALLSTON LAKE, NY 12019-2547 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,634.00 (+7.64%) | $94,500 (-) Land $14,200 Building $80,300 | $156,483 (+30.82%) Land $23,514 Building $132,969 |
| 2023 | $94,500 (-) Land $14,200 Building $80,300 | $119,620 (+3.8%) Land $17,975 Building $101,645 | |
| 2022 | $94,500 Land $14,200 Building $80,300 | $115,244 Land $17,317 Building $97,927 | |
| 2021 | $5,234.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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