728 E State St, Traverse City, MI 49686 Property Records

Grand Traverse County property record for 728 E State St, Traverse City, MI 49686

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,595 sqft · built 1895
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$153,000 (Jun 1998)
Tax Bill$4,500 (2025)
Flood ZoneZone X (minimal risk)
APN51-642-133-00

Property Details

APN / Parcel Number

Primary APN51-642-133-00
Alternative APN
  • 285164213300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
Basement Area200 sqft
Unfinished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeMixed
Garage Area1,656 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area240 sqft
Patio Area980 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address728 E STATE ST
CityTRAVERSE CITY
StateMI
Zip49686-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK G HANNAH LAY & COS 7TH ADD
Legal SubdivisionHANNAH LAY & COS 7TH ADD
Legal BlockG
Legal Lot Number3
JurisdictionGRAND TRAVERSE MI
Township / Civil DivisionTRAVERSE CITY
Census Block Group1
Census Block1027
Census Tract551200

Owner

Source: Grand Traverse County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address728 E STATE ST, TRAVERSE CITY, MI 49686-2625
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 1998 · Amount on Record
Deed SaleJun 23, 1998 · Amount on Record
Prior SaleJun 1, 1991 · Amount on Record
Deed Book / Page1242 / 192
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGrand Traverse County
MunicipalityTraverse City
Unified School DistrictTraverse City Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,100 (+2.23%)$568,217 (+2.23%)
2025$4,500.00 Homeowner's exemption$277,900 (+68.02%)$555,819 (+32.39%)
2023$165,400
2022$419,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1997–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAVERSE CITY
serves 14,532 people · EPA ID MI0006640
Water SourceSurface water
Last State InspectionJul 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Michigan Broadband Service.

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