728 E State St, Albany, IN 47320 Property Records

Delaware County property record for 728 E State St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,940 sqft · built 1895
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$906 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-186-009.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-186-009.000-005`
Alternative APN	`0801186009000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	1,748 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	243 sqft
Unfinished Basement	243 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	1,250 ft deep x 400 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	08 01 186 009 000
Street Address	728 E STATE ST
City	ALBANY
State	IN
Zip	47320-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L CO SUB ADD 0.0000ACRES STR: 012111 IN: 4 OUT:
Legal Subdivision	A L CO SUB
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6034
Census Tract	2700

Owner

Source: Delaware County records · APN 18-08-01-186-009.000-005

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 E STATE ST, ALBANY, IN 47320-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (+17.36%)	$122,800 (+24.92%) Land $6,600 Building $116,200	$122,800 (+24.92%) Land $6,600 Building $116,200
2024	$772.00 (+4.89%)
2023	$736.00 (+8.39%)	$98,300 (+3.47%) Land $6,600 Building $91,700	$98,300 (+3.47%) Land $6,600 Building $91,700
2022	$679.00 (+45.4%)	$95,000 Land $6,600 Building $88,400	$95,000 Land $6,600 Building $88,400
2021	$467.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350027006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 93 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.