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728 E Ross Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 728 E Ross Ave, Cincinnati, OH 45217 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1941
Lot Size0.11 acres (4,835 sqft)
OwnerIndividual Name on File
Last Sale$197,000 (Aug 2025)
Tax Bill$2,688 (2025)
Deeds & MortgagesDec 2020 Sale
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN582-0003-0098-00

Property Details

APN / Parcel Number

Primary APN582-0003-0098-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area976 sqft Living Area
1st Floor Area976 sqft
Basement Area1,060 sqft

Exterior

Year BuiltBuilt 1941
Architectural StyleConventional
Exterior MaterialBrick
Lot Area4,835 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address728 E ROSS AVE
CityCINCINNATI
StateOH
Zip45217-1128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description728 E ROSS AVE 40 X 120 NS ROSS 537.46 FT E OF IMWALLE
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group3
Census Block3017
Census Tract25800

Owner

Source: Hamilton County records · APN 582-0003-0098-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address728 E ROSS AVE, CINCINNATI, OH 45217-1128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2020Warranty Deed, Transfer
NOT AVAILABLE
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jul 20, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleDec 02, 2020 · Amount on Record
Deed Document Number0000062798
Deed Book / Page15482 / 813
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 02, 2020
Property Address728 E ROSS AVE, CINCINNATI, OH 45217-1128
Document Number0000126294
Book / Page014306 / 039492
Instrument DateNov 06, 2020
Instrument126294
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address831 8S BORNE LN MURFREESBORO TN 37130, MURFREESBORO, TN 37130

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address728 E ROSS AVE, CINCINNATI, OH 45217-1128
Document Number0000078539
Instrument DateSep 04, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 E ROSS AVE CINCINNATI OH 452171128, CINCINNATI, OH 45217-1128

Mortgage

Document Number0000078539
DateSep 16, 2019
Book Page014002/000012
Instrument78539
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 20, 2018
Property Address728 E ROSS AVE, CINCINNATI, OH 45217-1128
Document Number0000002519
Instrument DateJul 06, 2018
Instrument18-0062519
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOLD TOWN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care OfUNION SAVINGS BANK

Mortgage

Document Number0000002523
DateJul 20, 2018
Instrument18-0062523
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (+4.35%)$43,750 (-) Land $10,080 Building $33,670
2024$2,576.00 (-4.17%)$43,750 (-) Land $10,080 Building $33,670
2023$2,688.00 (+6.71%)$43,750 (+37.36%) Land $10,080 Building $33,670$125,000 (+37.36%) Land $28,800 Building $96,200
2022$2,519.00 Homeowner's exemption$31,850 Land $7,861 Building $23,989
2020$91,000 Land $22,460 Building $68,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610258003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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