728 E Palmaire Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 728 E Palmaire Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,942 sqft · built 1948
Lot Size	0.205 acres (8,960 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2016)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-29-065`

Property Details

APN / Parcel Number

Primary APN	`160-29-065`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	1,942 sqft

Exterior

Year Built	Built 1948
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,960 sqft (0.205 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	728 E PALMAIRE AVE
City	PHOENIX
State	AZ
Zip	85020-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PALM HTS
Legal Range	03E
Legal Township	02N
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	PALM HEIGHTS
Legal Block	2
Legal Lot Number	33 2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4006
Census Tract	106300

Owner

728 E Palmaire Ave is owned and occupied by an individual who bought it in November 2016.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Jun 6, 1996
Deed Document Number	20160854643
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334

Mortgage

Document Number	0000122456
Date	Mar 11, 2024
Instrument	20240122456

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001223018
Date	Nov 16, 2021
Instrument	20211223018

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334

Mortgage

Document Number	0000878131
Date	Aug 13, 2021
Instrument	20210878131

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E PALMAIRE AVE, PHOENIX, AZ 85020-5334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801204
Date	Oct 8, 2019
Instrument	20190801204

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 728 E Palmaire Ave was $3,645.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,750	$607,500 Land $121,500 Building $486,000
2025	$3,645.00
2024		$56,570	$565,700 Land $113,100 Building $452,600
2023	$3,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 E Palmaire Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 728 E Palmaire Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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