728 E Oak St, Stockton, CA 95202 Property Records

San Joaquin County property record for 728 E Oak St, Stockton, CA 95202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jun 2019)
Tax Bill	$4,158 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`139-224-050-000`

Property Details

APN / Parcel Number

Primary APN	`139-224-050-000`
Alternative APN	`139-224-05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	139-224-05
Street Address	728 E OAK ST
City	STOCKTON
State	CA
Zip	95202-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST/CENTER STREET BLK 101 LOT 7
Legal Subdivision	EAST OF CENTER
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2007
Census Tract	102

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	728 E OAK ST, STOCKTON, CA 95202-2229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage H M S TSAI
Jun 29, 2018	Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	201966507
Last Transfer Date	Aug 28, 2024
Transfer Doc	0000074027
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 25, 2019
Property Address	728 E OAK ST, STOCKTON, CA 95202-2229
Document Number	0000066507
Instrument Date	Jun 18, 2019
Instrument	2019-066507
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E OAK ST, STOCKTON, CA 95202-2229

Mortgage

Document Number	0000066508
Date	Jun 25, 2019
Instrument	2019-066508

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 18, 2018
Property Address	728 E OAK ST, STOCKTON, CA 95202-2229
Instrument Date	Jul 17, 2018
Instrument	79470
Transaction Type	Construction Loan
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	712 BANCROFT RD #706 WALNUT CREEK CA 945981531, 706, WALNUT CREEK, CA 94598-1531
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079470
Date	Jul 18, 2018
Instrument	79470

Lender

Name	H M S TSAI
Address	34972 NEWARK BLVD # 3, NEWARK, CA 94560-1216

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2019

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 29, 2018
Property Address	728 E OAK ST, STOCKTON, CA 95202-2229
Document Number	0000072945
Instrument Date	Jun 15, 2018
Instrument	2018-072945
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 BANCROFT RD # 708, 708, WALNUT CREEK, CA 94598-1531
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072946
Date	Jun 29, 2018
Instrument	2018-072946

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2019

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,158.00 (+51.53%)
2025	$2,744.00 (-32.6%)	$181,823 (+4.04%) Land $44,617 Building $137,206
2023	$4,071.00 (+22.81%)	$174,765 Land $42,886 Building $131,879	$208,350
2022	$3,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Cal.net, Verizon.

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