728 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 728 E Main St, Ephrata, PA 17522

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,879 sqft · built 1915
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Tax Bill$3,625 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN260-43066-0-0000

Property Details

APN / Parcel Number

Primary APN260-43066-0-0000
Alternative APN
  • 2607M16 4 8

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,879 sqft Living Area
Gross Area2,614 sqft
1st Floor Area943 sqft
Upper Floors Area780 sqft
Basement Area624 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)

Exterior Amenities

PorchSlab
Porch Area111 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address728 E MAIN ST
CityEPHRATA
StatePA
Zip17522-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD
Legal Description728 E MAIN ST
Legal Lot Number8
JurisdictionLANCASTER PA
Township / Civil DivisionEPHRATA
Census Block Group1
Census Block1015
Census Tract12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address728 E MAIN ST, EPHRATA, PA 17522-2540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 22, 1998
Transfer Doc0009000813
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address728 E MAIN ST, EPHRATA, PA 17522-2540
Document Number0006449183
Instrument DateFeb 6, 2019
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 E MAIN ST EPHRATA PA 175222540, EPHRATA, PA 17522-2540

Mortgage

Document Number0006449183
DateMar 28, 2019
Instrument6449183
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON-SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 27, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityEphrata Borough
Unified School DistrictEphrata Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,800 (-) Land $60,000 Building $87,800$147,800 (-) Land $60,000 Building $87,800
2025$3,625.00 (+2.29%)
2024$3,544.00$147,800 Land $60,000 Building $87,800
2018$147,800 Land $60,000 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPHRATA AREA JOINT AUTHORITY
serves 24,500 people · EPA ID PA7360045
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile, Upward Broadband.

Nearby Properties on E Main St

Nearby Streets

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