Polk County property record for 728 E Findley Ave, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,315 sqft · built 2022 |
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,990 (Feb 2024) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-678500-003021 |
| Primary APN | 26-29-07-678500-003021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,390 sqft (0.147 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 90 sqft |
| Street Address | 728 E FINDLEY AVE |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANN & CREELS SUB PB 8 PG 25 BLK 3 LOTS 1 W 68.5 FT & 2 W 68.5 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | MANN AND CREELS SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 14600 |
Source: Polk County records · APN 26-29-07-678500-003021
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Feb 29, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2023 | Correction Deed NOT AVAILABLE, DIVVY TITLE AGENCY LLC |
| Oct 03, 2022 | Warranty Deed, Transfer NOT AVAILABLE, DIVVY TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Oct 03, 2022 · Amount on Record |
| Deed Document Number | 202447931 |
| Deed Book / Page | 13023 / 1604 |
| Prior Transfer Date | May 23, 2023 |
| Prior Transfer Doc | 0000123803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Document Number | 0000000528 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 13831/80 |
| Instrument | 2026000528 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Document Number | 0000047931 |
| Book / Page | 13023 / 1604 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024047931 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | NOT AVAILABLE, DIVVY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Document Number | 0130231607 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 13023/1607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 26, 2023 |
| Property Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Document Number | 0000123803 |
| Book / Page | 12706 / 742 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023123803 |
| Record Updated | Feb 05, 2024 |
| Title Company | NOT AVAILABLE, DIVVY TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 6265 HAMPTON POINTE CIR, LAKELAND, FL 33813-7901 |
| Name | Verified Name |
|---|---|
| Address | 300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 03, 2022 |
| Property Address | 728 E FINDLEY AVE, EAGLE LAKE, FL 33839-3051 |
| Document Number | 0000261553 |
| Book / Page | 12435 / 698 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022261553 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | NOT AVAILABLE, DIVVY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6265 HAMPTON POINTE CIR, LAKELAND, FL 33813-7901 |
| Name | Verified Name |
|---|---|
| Address | 300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,930.00 (-19.15%) | $192,153 (+13.8%) Land $19,167 Building $172,986 | $192,153 (+13.8%) Land $19,167 Building $172,986 |
| 2024 | $3,624.00 (-0.33%) | ||
| 2023 | $3,636.00 (+1,080.52%) | $168,851 (+1,001.15%) Land $18,528 Building $150,323 | $168,851 (+1,001.15%) Land $18,528 Building $150,323 |
| 2022 | $308.00 | $15,334 Land $15,334 | $15,334 Land $15,334 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 160 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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