728 E Ermina Ave, Spokane, WA 99207 Property Records

Spokane County property record for 728 E Ermina Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1904
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Aug 2014)
Tax Bill	$2,257 (2026)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35084.1703`

Property Details

APN / Parcel Number

Primary APN	`35084.1703`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,168 sqft
1st Floor Area	768 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	728 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99207-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HEATHS 5TH L2 B17
Legal Range	43E
Legal Township	25N
Legal Section	08
Legal Subdivision	HEATHS ADD 05
Legal Block	17
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3005
Census Tract	2501

Owner

728 E Ermina Ave is owned and occupied by two individuals who acquired it in October 2023.

Source: Spokane County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 E ERMINA AVE, SPOKANE, WA 99207-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2014 · Amount on File
Deed Sale	Aug 21, 2014 · Amount on File
Prior Sale	Sep 21, 2006 · Amount on File
Deed Document Number	20146327761
Last Transfer Date	Oct 16, 2023
Transfer Doc	0007313584
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 16, 2023
Property Address	728 E ERMINA AVE, SPOKANE, WA 99207-2532
Document Number	0007313584
Map Reference	VOL B PG 40
Instrument Date	Oct 3, 2023
Instrument	7313584
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	NATIONS LENDING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E ERMINA AVE, SPOKANE, WA 99207-2532

Mortgage

Document Number	0007313585
Date	Oct 16, 2023
Instrument	7313585

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 728 E Ermina Ave was $2,257, up 2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,257.00 (+2.03%)	$220,700 (+0.46%) Land $80,000 Building $140,700	$220,700 (+0.46%) Land $80,000 Building $140,700
2025	$2,212.00	$219,700 (+3.63%) Land $75,000 Building $144,700	$219,700 (+3.63%) Land $75,000 Building $144,700
2024		$212,000 (+37.04%) Land $65,000 Building $147,000	$212,000 (+37.04%) Land $65,000 Building $147,000
2023	$2,078.00 (+14.49%)	$154,700 Land $45,000 Building $109,700	$154,700 Land $45,000 Building $109,700
2022	$1,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 E Ermina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 E Ermina Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20