728 E Desert Dr N, Phoenix, AZ 85042 Property Records

Maricopa County property record for 728 E Desert Dr N, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,531 sqft · built 1973
Lot Size	0.161 acres (7,044 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Mar 2018)
Tax Bill	$735 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`300-38-035`

Property Details

APN / Parcel Number

Primary APN	`300-38-035`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 1973
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,044 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	728 E DESERT DR N
City	PHOENIX
State	AZ
Zip	85042-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CRESTLEA
Legal Range	03E
Legal Township	01S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CRESTLEA
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	116703

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
Aug 23, 2017	Trustee's Deed, Foreclosure RLS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20180217773
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838

Mortgage

Document Number	0000539040
Date	Sep 18, 2025
Instrument	20250539040

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	Apr 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838

Mortgage

Document Number	0001216749
Date	Nov 15, 2021
Instrument	20211216749

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Apr 1, 2048

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838

Mortgage

Document Number	0000876034
Date	Aug 13, 2021
Instrument	20210876034

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 23, 2018
Property Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Document Number	0000217773
Map Reference	MB 48 PG 13
Instrument Date	Mar 15, 2018
Instrument	20180217773
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SERVICE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3219 W CAMELBACK RD # 801, 3219, PHOENIX, AZ 85017-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838

Mortgage

Document Number	0000217775
Date	Mar 23, 2018
Instrument	20180217775

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 23, 2017
Property Address	728 E DESERT DR N, PHOENIX, AZ 85042-7838
Document Number	0000623870
Instrument Date	Aug 15, 2017
Instrument	623870
Transaction Type	Foreclosure
Record Updated	Nov 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3219 E CAMELBACK RD #801 PHOENIX AZ 850182307, 801, PHOENIX, AZ 85018-2307
Investor	Possibly a Property Investor

Mortgage

Document Number	607770
Date	Aug 23, 2017
Instrument	607770

Lender

Name	RLS CAP
Type	Funding / Finance Company
Address	PHOENIX, AZ 85060

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,980 (+1.63%)	$299,800 (+1.63%) Land $59,900 Building $239,900
2025	$735.00 (+5.91%)
2024		$29,500	$295,000 Land $59,000 Building $236,000
2023	$694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile, Verizon.

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