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728 E Chippewa River Rd, Midland, MI 48640 Property Records

Midland County property record for 728 E Chippewa River Rd, Midland, MI 48640 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,832 sqft · built 2008
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$222,500 (Oct 2017)
Tax Bill$3,477 (2025)
Deeds & MortgagesMar 2021 Transfer
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-022-300-445-00

Property Details

APN / Parcel Number

Primary APN040-022-300-445-00

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,832 sqft
Basement Area1,832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Lot Area20,473 sqft (0.47 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address728 E CHIPPEWA RIVER RD
CityMIDLAND
StateMI
Zip48640-8364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 22 T14N R1E COM S 57D 03M W 179.81 FT OF INT OF N & S 1/4 LN & CL CHIP RIV RD, TH S 75D 03M W 111.5 FT, S 185.64 FT, N
Legal Range01E
Legal Township14N
Legal Section22
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2008
Census Tract291200

Owner

Source: Midland County records · APN 040-022-300-445-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Intrafamily Transfer, Transfer
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 11, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Deed Book / Page1609 / 1317
Last Transfer DateMar 25, 2021
Transfer Doc1644/134
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateMar 25, 2021
Property Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364
Document Number1644/134
Book / Page1644 / 134
Instrument DateMar 25, 2021
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCARDINAL FINANCIAL CO LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364

Mortgage

Document Number1638/1088
DateOct 20, 2020
Book Page1638/1088
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateOct 11, 2017
Property Address728 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8364
Document Number1609/1317
Book / Page1609 / 1317
Instrument DateOct 06, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address744 E CHIPPEWA RIVER RD, 744, MIDLAND, MI 48640-8364

Transferred To (Grantee/Buyer)

NameVerified Name
Address1536 E PINE RIVER RD, MIDLAND, MI 48640-5007

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$163,100 (+3.29%)$326,200 (+3.29%)
2025$3,477.00 (+1.58%) Homeowner's exemption$157,900$315,800
2024$3,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112912002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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