728 E 8th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 728 E 8th St, Charlotte, NC 28202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1998
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Apr 2022)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-104-12`

Property Details

APN / Parcel Number

Primary APN	`080-104-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	930 sqft
Upper Floors Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	3,833 sqft (0.088 acres)
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	728 E 8TH ST
City	CHARLOTTE
State	NC
Zip	28202-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12MF(CD)
Legal Description	L8 M29-58
Legal Subdivision	PARKSIDE/1ST WARD MAP 01
Legal Block	4
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 N POPLAR ST, 13, CHARLOTTE, NC 28202-1751
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 29, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202265968
Deed Book / Page	37297 / 344
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 14, 2026
Property Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905
Document Number	0000087528
Book / Page	40646 / 258
Instrument Date	Aug 12, 2026
Instrument	202687528
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905

Mortgage

Document Number	0000087528,
Date	Aug 14, 2026
Book Page	40646/258
Instrument	202687528

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 29, 2022
Property Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905
Document Number	0000065968
Book / Page	37297 / 344
Map Reference	MB 29 PG 58
Instrument Date	Apr 29, 2022
Instrument	2022065968
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3207 COSBY PL, CHARLOTTE, NC 28205-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N POPLAR ST APT 13, 13, CHARLOTTE, NC 28202-1751

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157506
Date	Sep 28, 2020
Book Page	35105/138
Instrument	2020157506

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 9, 2019
Property Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905
Document Number	0000055822
Book / Page	33495 / 047
Map Reference	MB 29 PG 58
Instrument Date	May 4, 2019
Instrument	2019055822
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7065 MORGANFORD RD, 7065, CHARLOTTE, NC 28211-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 E 8TH ST, CHARLOTTE, NC 28202-2905

Mortgage

Document Number	0000055823
Date	May 9, 2019
Instrument	2019055823

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,610.00	$569,000 Land $250,000 Building $319,000	$569,000 Land $250,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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