728 E 7th St, Duluth, MN 55805 Property Records

St. Louis County property record for 728 E 7th St, Duluth, MN 55805 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.25 Baths
Year Built	Built 1910
Square Footage	2,044 sqft Gross Area
Lot Size	10,515 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$180,500 (2004)
Tax Bill	$4,656.00 (2026)

Owner

Source: St. Louis County records · APN 010-0160-00330

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 E 7TH ST, DULUTH, MN 55805-1442
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2004 · Amount on Record
Deed Sale	Jun 08, 2004 · Amount on Record
Deed Doc Number	2004946254
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	728 E 7TH ST, DULUTH, MN 55805-1442
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001428008
Date	Oct 22, 2021
Instrument	1428008

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,656.00 (+5.96%) Homeowner's exemption
2025	$4,394.00 (+9.09%) Homeowner's exemption	$369,700 (+10.46%) Land $33,400 Building $336,300	$369,700 (+10.46%) Land $33,400 Building $336,300
2024	$4,028.00	$334,700 (+23.92%) Land $30,400 Building $304,300	$334,700 (+23.92%) Land $30,400 Building $304,300
2022		$270,100 Land $33,600 Building $236,500	$270,100 Land $33,600 Building $236,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-0160-00330`
Alternative APN	`762236`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,044 sqft Gross Area
1st Floor	960 sqft 1st Floor
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	10,515 sqft (0.241 acres)
Garage Area	560 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	96 sqft Deck
Porch Area	330 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	762236
Street Address	728 E 7TH ST
City	DULUTH
State	MN
Zip	55805-1442
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 AND E 1/2 OF LOT 3 INC LOT 10 ANDE 1/2 OF LOT 11 BLK 4 NORTONS DIVISION SERIAL #
Legal Subdivision	AXA DIV OF DULUTH
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1011
Census Tract	1200