728 E 5th St, Duluth, MN 55805 Property Records

St. Louis County property record for 728 E 5th St, Duluth, MN 55805

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 3,036 sqft · built 1908
Lot Size	0.074 acres (3,256 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Aug 2005)
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3830-17720`

Property Details

APN / Parcel Number

Primary APN	`010-3830-17720`
Alternative APN	`878108`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,036 sqft Gross Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,256 sqft (0.074 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	210 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	878108
Street Address	728 E 5TH ST
City	DULUTH
State	MN
Zip	55805-3121
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0014 BLOCK:107 SERIAL #
Legal Subdivision	PORTLAND DIVISION OF DULUTH
Legal Block	107
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2010
Census Tract	1200

Owner

Source: St. Louis County records · APN 010-3830-17720

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5302 S CANT RD, DULUTH, MN 55804-9689
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2005 · Amount on Record
Deed Sale	Aug 10, 2005 · Amount on Record
Prior Sale	Aug 13, 2002 · Amount on Record
Deed Document Number	2005990397
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	728 E 5TH ST, DULUTH, MN 55805-3121
Document Number	00A1393027
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5302 S CANT RD DULUTH MN 558049689, DULUTH, MN 55804-9689

Mortgage

Document Number	00A1393027
Date	Oct 14, 2020
Instrument	A1393027

Lender

Name	BELL BK
Address	5500 WAYZATA BLVD # 140, MINNEAPOLIS, MN 55416-1238

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2025

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00 (+5.74%)
2025	$4,634.00 (+12.53%)	$312,800 (+13.46%) Land $12,900 Building $299,900	$312,800 (+13.46%) Land $12,900 Building $299,900
2024	$4,118.00	$275,700 (+26.41%) Land $11,800 Building $263,900	$275,700 (+26.41%) Land $11,800 Building $263,900
2022		$218,100 Land $13,000 Building $205,100	$218,100 Land $13,000 Building $205,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Consolidated Communications.

Based on FCC filings for 1,009 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.