McLennan County property record for 728 Derek Rd, Eddy, TX 76524 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $966.00 (2024) |
| Primary APN | 160310000006140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,200 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Depth X Width | 352 ft x 186 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 672 sqft Carport |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 356022 |
|---|---|
| Street Address | 728 DEREK RD |
| City | EDDY |
| State | TX |
| Zip | 76524-3984 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALONE JOHN ACRES 1.5 |
| Legal Subdivision | MALONE JOHN |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | MOODY-LORENA |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 3802 |
Source: McLennan County records · APN 160310000006140
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 728 DEREK RD, EDDY, TX 76524-3984 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage GENCO FCU |
| Nov 28, 2018 | Deed of Trust, Mortgage · Line of Credit GENCO FCU |
| Dec 04, 2020 | Deed of Trust, Mortgage TEXELL CU |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2023 |
| Transfer Doc | 0000032677 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 19, 2023 |
| Property Address | 728 DEREK RD, EDDY, TX 76524-3984 |
| Document Number | 0000032677 |
| Map Reference | FILE 2018009968 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023032677 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2023 |
| Title Company | NOT AVAILABLE, AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 DEREK RD, EDDY, TX 76524-3984 |
| Document Number | 0000032678 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023032678 |
| Name | GENCO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | FHLBNY's 5-Year Index |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 728 DEREK RD, EDDY, TX 76524-3984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041148 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018041148 |
| Name | GENCO FCU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 728 DEREK RD, EDDY, TX 76524-3984 |
| Document Number | 0000000045 |
| Instrument Date | Dec 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 728 DEREK RD EDDY TX 765243984, EDDY, TX 76524-3984 |
| Document Number | 0000000045 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 45 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 03, 2031 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Bruceville-Eddy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,394 (+14.09%) Land $36,150 Building $161,200 | $197,350 (+37.8%) Land $36,150 Building $161,200 | |
| 2024 | $966.00 (+5.69%) | ||
| 2023 | $143,210 Land $36,150 Building $107,060 | $143,210 Land $36,150 Building $107,060 | |
| 2022 | $914.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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