Black Hawk County property record for 728 Commercial St, Waterloo, IA 50701
| Property Type | Bar, Tavern |
|---|---|
| Details | 5,355 sqft · built 1928 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Company Name on File |
| Last Sale | $162,000 (May 2006) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-278-005 |
| Primary APN | 8913-26-278-005 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,355 sqft Gross Area |
| 1st Floor Area | 5,355 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Clay Tile |
| Lot Area | 7,280 sqft (0.167 acres) |
| Lot Dimensions | 140 ft deep x 52 ft wide |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 728 COMMERCIAL ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5418 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Bar, Tavern |
| Legal Description | ORIGINAL PLAT WATERLOO WEST SELY 51 1/2 FT LOT 1 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO WEST |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 100 |
728 Commercial St, a commercial property, is owned by a company that bought it in May 2006.
Source: Black Hawk County records, as of October 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 728 COMMERCIAL ST, WATERLOO, IA 50701-5418 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2006 · Amount on File |
| Deed Sale | May 19, 2006 · Amount on File |
| Deed Document Number | 200627757 |
| Prior Transfer Date | May 18, 2006 |
| Prior Transfer Doc | 2006027757 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $275,210 Land $43,680 Building $231,530 | $275,210 Land $43,680 Building $231,530 |
| 2023 | $275,210 | $275,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 Commercial St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1978–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 728 Commercial St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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