728 Calle Vallarta, San Clemente, CA 92673 Property Records

Orange County property record for 728 Calle Vallarta, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1984
Lot Size	0.169 acres (7,385 sqft)
Owner	Company Name on Record
Last Sale	$890,000 (Jul 2018)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Sep 2018 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`680-061-05`

Property Details

APN / Parcel Number

Primary APN	`680-061-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,937 sqft Living Area

Exterior

Year Built	Built 1984
Lot Area	7,385 sqft (0.169 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	728 CALLE VALLARTA
City	SAN CLEMENTE
State	CA
Zip	92673-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9066 BLK LOT 4
Legal Subdivision	9066
Legal Tract	9066
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2006
Census Tract	42111

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Sep 14, 2018	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2018	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
Apr 30, 2018	Grant Deed, Transfer · Conventional with PMI ANCHOR LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	0000258349
Last Transfer Date	Apr 22, 2019
Transfer Doc	0000128831
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070

Mortgage

Document Number	0000191340
Date	Mar 19, 2021
Instrument	2021000191340

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.23%
Type Change Date	May 1, 2021
Index	1-Year LIBOR

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337867
Date	Sep 14, 2018
Instrument	2018000337867

Lender

Name	FEDERAL HOUSING COMMISSIONER
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337866
Date	Sep 14, 2018
Instrument	2018000337866

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2019
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Document Number	0000128831
Instrument Date	Apr 10, 2019
Instrument	128831
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 CALLE VALLARTA SAN CLEMENTE CA 926733070, SAN CLEMENTE, CA 92673-3070

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 16, 2018
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Document Number	0000258349
Map Reference	MB401 PG33-36
Instrument Date	Jul 11, 2018
Instrument	2018000258349
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5103 COSTA RUSTICO, SAN CLEMENTE, CA 92673-7120

Mortgage

Document Number	0000258350
Date	Jul 16, 2018
Instrument	2018000258350

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 30, 2018
Property Address	728 CALLE VALLARTA, SAN CLEMENTE, CA 92673-3070
Document Number	0000155245
Instrument Date	Apr 24, 2018
Instrument	155245
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7806 TRUXTON AVE LOS ANGELES CA 900452919, LOS ANGELES, CA 90045-2919

Mortgage

Document Number	155246
Date	Apr 30, 2018
Instrument	155246

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,090.00 (+3.92%) Homeowner's exemption	$608,758 (+4.04%) Land $424,764 Building $183,994
2023	$5,860.00 (+1.97%) Homeowner's exemption	$585,120 Land $408,270 Building $176,850
2022	$5,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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