728 Calle Regal, Encinitas, CA 92024 Property Records

San Diego County property record for 728 Calle Regal, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,105 sqft · built 1980
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on File
Last Sale	$1,995,000 (Jul 2024)
Tax Bill	$22,330 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-252-13-00`

Property Details

APN / Parcel Number

Primary APN	`258-252-13-00`
Alternative APN	`2582506500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2582506500
Street Address	728 CALLE REGAL
City	ENCINITAS
State	CA
Zip	92024-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 TR 007314
Legal Subdivision	RIQUEZA REGAL
Legal Tract	007314
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17502

Owner

Source: San Diego County records · APN 258-252-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 28, 2020	Quit Claim Deed, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2024 · Amount on Record
Deed Sale	Jul 01, 2024 · Amount on Record
Prior Sale	May 29, 1997 · Amount on Record
Deed Document Number	2024165988
Prior Transfer Date	Dec 03, 2020
Prior Transfer Doc	0000837952
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701

Mortgage

Document Number	0000245567
Date	Jun 13, 2022
Instrument	2022-0245567

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2020
Property Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701
Document Number	0000837954
Instrument Date	Dec 03, 2020
Instrument	837954
Transaction Type	Transfer
Record Updated	Jan 07, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	728 CALLE REGAL ENCINITAS CA 920243701, ENCINITAS, CA 92024-3701

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2020
Property Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701
Document Number	0000837952
Map Reference	MAP 7314
Instrument Date	Dec 03, 2020
Instrument	2020-0837952
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701

Mortgage

Document Number	0000837953
Date	Dec 28, 2020
Instrument	2020-0837953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2018
Property Address	728 CALLE REGAL, ENCINITAS, CA 92024-3701
Document Number	0000389493
Instrument Date	Sep 05, 2018
Instrument	389493
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	728 CALLE REGAL ENCINITAS CA 920243701, ENCINITAS, CA 92024-3701

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$2,034,900 (+2%) Land $1,734,000 Building $300,900
2025	$22,330.00 (+320.61%)	$1,995,000 (+363.62%) Land $1,700,000 Building $295,000
2023	$5,309.00 (+0.95%) Homeowner's exemption	$430,305 Land $187,842 Building $242,463
2022	$5,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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