728 Chimney Trce, Monroe, GA 30656 Property Records

Walton County property record for 728 Chimney Trce, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,211 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,900 (Apr 2024)
Tax Bill	$6,796 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N121B-020`

Property Details

APN / Parcel Number

Primary APN	`N121B-020`
Alternative APN	`30551`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,211 sqft Heated Area
1st Floor Area	1,965 sqft
Basement Area	1,945 sqft
Finished Basement	1,945 sqft
Unfinished Basement	1,965 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	528 sqft
Porch	Slab
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30551
Street Address	728 CHIMNEY TRCE
City	MONROE
State	GA
Zip	30656-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 OSC OVE
Legal Description	#20 SMOKERISE @ MOUNTAIN CREEK 1.00AC
Legal Subdivision	SMOKERISE @ MTN CRK
Legal Lot Number	20
Jurisdiction	WALTON GA
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1010
Census Tract	110102

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 5, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Jun 15, 2012
Deed Document Number	20243737
Deed Book / Page	5459 / 347
Prior Transfer Date	Aug 28, 2008
Prior Transfer Doc	0029610095
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503

Mortgage

Document Number	0052700000000042
Date	Feb 16, 2023
Book Page	0000005270/0000000042
Instrument	2023001395

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503

Mortgage

Document Number	0053050000000018
Date	May 5, 2023
Book Page	0000005305/0000000018
Instrument	2023004543

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503

Mortgage

Document Number	0055780000001607
Date	Feb 12, 2025
Book Page	0000005578/0000001607
Instrument	2025001385

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 9, 2024
Property Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Document Number	0054590347
Book / Page	5459 / 347
Instrument Date	Apr 9, 2024
Instrument	2024003737
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503

Mortgage

Document Number	2024003738
Date	Apr 9, 2024
Instrument	2024003738

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	728 CHIMNEY TRCE, MONROE, GA 30656-5503
Document Number	0045120386
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIMNEY TRCE MONROE GA 306565503, MONROE, GA 30656-5503

Mortgage

Document Number	0045120386
Date	Jan 2, 2020
Book Page	004512/000386
Instrument	8

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,796.00 (+4.49%) Homeowner's exemption	$227,120 (+3.9%) Land $32,000 Building $195,120	$567,800 (+3.9%) Land $80,000 Building $487,800
2024	$6,504.00 (+51.61%)	$218,600 (+13.31%) Land $28,000 Building $190,600	$546,500 (+13.31%) Land $70,000 Building $476,500
2023	$4,290.00 (-24.2%) Homeowner's exemption	$192,920 (+13.97%) Land $28,000 Building $164,920	$482,300 (+13.97%) Land $70,000 Building $412,300
2022	$5,660.00 Homeowner's exemption	$169,280 Land $20,000 Building $149,280	$423,200 Land $50,000 Building $373,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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