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728 Cherokee Rd, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 728 Cherokee Rd, Charlotte, NC 28207 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 5,700 sqft · built 2001
Lot Size0.344 acres (15,024 sqft)
OwnerIndividual Name on File
Last Sale$3,046,500 (Aug 2022)
Tax Bill$28,681 (2023)
Deeds & MortgagesJul 2021 Construction Loan
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN155-101-16

Property Details

APN / Parcel Number

Primary APN155-101-16

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area5,700 sqft Heated Area
Gross Area5,767 sqft
1st Floor Area2,862 sqft
Upper Floors Area1,789 sqft
Attic Area120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialWood
Lot Area15,024 sqft (0.344 acres)
Garage Area599 sqft
PorchPorch
Porch Area253 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number155-101-16
Street Address728 CHEROKEE RD
CityCHARLOTTE
StateNC
Zip28207-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP11 B17 M1166-81
Legal SubdivisionEASTOVER
Legal Block17
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3011
Census Tract2800

Owner

Source: Mecklenburg County records · APN 155-101-16

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address728 CHEROKEE RD, CHARLOTTE, NC 28207-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Construction Mortgage
FARMERS & MERCHANTS BANK
Aug 03, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA
Jun 04, 2021Warranty Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2022 · Amount on Record
Deed SaleAug 03, 2022 · Amount on Record
Prior SaleJun 04, 2021 · Amount on Record
Deed Document Number0037549133
Deed Book / Page37549 / 133
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address728 CHEROKEE RD, CHARLOTTE, NC 28207-2238
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 GREENWOOD CLFS 300A, 300A, CHARLOTTE, NC 28204-2952

Mortgage

Document Number0000140102
DateJul 20, 2021
Book Page36317/430
Instrument2021140102
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 03, 2022
Property Address728 CHEROKEE RD, CHARLOTTE, NC 28207-2238
Document Number0000112859
Book / Page37549 / 133
Map ReferenceMB 1166 PG 81
Instrument DateJul 22, 2022
Instrument2022112859
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,093.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1355 GREENWOOD CLFS STE 300, 300, CHARLOTTE, NC 28204-2982

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 CHEROKEE RD, CHARLOTTE, NC 28207-2238

Mortgage

Document Number0000112860
DateAug 03, 2022
Instrument2022112860
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 04, 2021
Property Address728 CHEROKEE RD, CHARLOTTE, NC 28207-2238
Document Number0000110523
Book / Page36147 / 569
Map ReferenceMB 1166 PG 81
Instrument DateJun 04, 2021
Instrument2021110523
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$2,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address741 PUTTERS GREEN WAY S, JACKSONVILLE, FL 32259-4338

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 GREENWOOD CLFS, CHARLOTTE, NC 28204-2952

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190028003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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