728 Castle Ridge Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 728 Castle Ridge Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,270 sqft · built 1999
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Jul 2021)
Tax Bill$7,670 (2024)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25S-4-4-030-2

Property Details

APN / Parcel Number

Primary APN25S-4-4-030-2

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,270 sqft Living Area
1st Floor Area1,419 sqft
Basement Area308 sqft
Unfinished Basement308 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions185 ft deep x 91 ft wide
Garage Area713 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Deck Area462 sqft
Patio Area350 sqft
BalconyBalcony
Balcony Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address728 CASTLE RIDGE DR
CityBALLWIN
StateMO
Zip63021-4476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionESTATES AT CASTLE PINES (THE)
Legal SubdivisionESTATES AT CASTLE PINES (THE)
Legal Lot Number321
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1006
Census Tract217944

Owner

Source: St. Louis County records · APN 25S-4-4-030-2

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address728 CASTLE RIDGE DR, BALLWIN, MO 63021-4476
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Line of Credit
CARROLLTON BANK
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleAug 26, 1999 · Amount on Record
Deed Document Number2021072800164
Deed Book / Page25014 / 1230
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address728 CASTLE RIDGE DR, BALLWIN, MO 63021-4476
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 CASTLE RIDGE DR, BALLWIN, MO 63021-4476

Mortgage

Document Number0249922451
DateJul 15, 2021
Book Page24992/2451
Instrument2021071500680
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJul 28, 2021
Property Address728 CASTLE RIDGE DR, BALLWIN, MO 63021-4476
Document Number0250141230
Book / Page25014 / 1230
Map ReferenceMB 346 PG 410-412
Instrument DateJul 21, 2021
Instrument2021072800164
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address728 CASTLE RIDGE DR, 728, BALLWIN, MO 63021-4476

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 CASTLE RIDGE DR, BALLWIN, MO 63021-4476

Mortgage

Document Number2021072800165
DateJul 28, 2021
Instrument2021072800165
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$120,100 (+9.28%) Land $35,930 Building $84,170$632,100 (+9.28%) Land $189,100 Building $443,000
2024$7,670.00 (+0.09%)
2023$7,663.00 (+9.57%)$109,900 (+17.54%) Land $23,940 Building $85,960$578,400 (+17.54%) Land $126,000 Building $452,400
2022$6,994.00$93,500 Land $27,950 Building $65,550
2021$492,100 Land $147,100 Building $345,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 228 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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