728 Castillo Pl, Saint Cloud, FL 34769 Property Records

Osceola County property record for 728 Castillo Pl, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,574 sqft Heated Area
Lot Size11,718 sqft (0.269 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$4,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN83971
Alternative APN
  • 112630080500010080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,574 sqft Heated Area
Gross Area2,026 sqft Gross Area
1st Floor1,574 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,718 sqft (0.269 acres)
Depth X Width142 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area380 sqft Garage

Exterior Amenities

Pool Area360 sqft Pool
Deck Area882 sqft Deck
Patio Area40 sqft Patio
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number83971
Street Address728 CASTILLO PL
CitySAINT CLOUD
StateFL
Zip34769-5201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAS DEL CASTILLO PB 5 PG 182 LOT 8
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionVILLAS DEL CASTILLO
Legal Tract805
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 83971

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address728 CASTILLO PL, SAINT CLOUD, FL 34769-5201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Nov 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Oct 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Prior SaleOct 16, 2018
Deed Doc Number2022139839
Deed Book / Page6285 / 2961
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2022
Property Address728 CASTILLO PL, SAINT CLOUD, FL 34769-5201
Document Number0062852961
Book / Page6285 / 2961
Map ReferenceMB 5 PG 182
Instrument DateSep 12, 2022
Instrument2022139839
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address268 BISHOP DR, GAINESVILLE, FL 32607-5700

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 CASTILLO PL, SAINT CLOUD, FL 34769-5201

Mortgage

Document Number0062852963
DateSep 14, 2022
Instrument6285/2963
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address728 CASTILLO PL, SAINT CLOUD, FL 34769-5201
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054402085
DateNov 30, 2018
Book Page5440/2085
Instrument2018175489
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2033

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 16, 2018
Property Address728 CASTILLO PL, SAINT CLOUD, FL 34769-5201
Document Number0054181120
Book / Page005418 / 001120
Instrument DateOct 01, 2018
Instrument155039
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 CASTILLO PL ST CLOUD FL 347695201, ST CLOUD, FL 34769-5201

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,444.00 (-11.77%) Homeowner's exemption$291,200 (+4.19%) Land $65,000 Building $226,200$291,200 (+4.19%) Land $65,000 Building $226,200
2023$5,037.00 (+295.37%)$279,500 (+147.68%) Land $60,000 Building $219,500$279,500 (+29.7%) Land $60,000 Building $219,500
2022$1,274.00 Homeowner's exemption$112,849$215,500 Land $55,000 Building $160,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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