San Mateo County property record for 728 Cape Breton Dr, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1975 |
| Lot Size | 0.131 acres (5,691 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,158,000 (Sep 2017) |
| Tax Bill | $16,906 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-391-210 |
| Primary APN | 022-391-210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,710 sqft |
| 1st Floor Area | 1,390 sqft |
| 2nd Floor Area | 300 sqft |
| Basement Area | 1,020 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,691 sqft (0.131 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1,020 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 728 CAPE BRETON DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 38 BLK 6 PAR K PACIFICA NO 3 RSM 70/42 47 |
| Legal Subdivision | PACIFICA |
| Legal Block | 6 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 603400 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 2, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jun 8, 2018 | Quit Claim Deed, Transfer TITLE 365-CORAOPOLIS |
| Sep 7, 2017 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Aug 10, 1998 · Amount on Record |
| Deed Document Number | 201778675 |
| Last Transfer Date | Jun 2, 2018 |
| Transfer Doc | 0000044641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000042097 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-042097 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000054290 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 728 CAPE BRETON DR PACIFICA CA 940443812, PACIFICA, CA 94044-3812 |
| Document Number | 0000054290 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 54290 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000044642 |
| Instrument Date | Jun 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 728 CAPE BRETON DR PACIFICA CA 940443812, PACIFICA, CA 94044-3812 |
| Document Number | 0000044642 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 44642 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 8, 2018 |
| Property Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000044641 |
| Instrument Date | Jun 2, 2018 |
| Instrument | 44641 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | TITLE 365-CORAOPOLIS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 728 CAPE BRETON DR PACIFICA CA 940443812, PACIFICA, CA 94044-3812 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 7, 2017 |
| Property Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000078675 |
| Map Reference | MAP70 PG42-47 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2017-078675 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 CAPE BRETON DR, PACIFICA, CA 94044-3812 |
| Document Number | 0000078676 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017-078676 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Address | SOUTHFIELD, MI 48076 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 10.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,343,954 (+2%) Land $647,605 Building $696,349 | ||
| 2025 | $16,906.00 (+4.68%) Homeowner's exemption | $1,317,603 (+4.04%) Land $634,907 Building $682,696 | |
| 2023 | $16,150.00 (+6.02%) Homeowner's exemption | $1,266,440 Land $610,253 Building $656,187 | $1,198,170 |
| 2022 | $15,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–1998) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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