Rock County property record for 728 Bluff St, Beloit, WI 53511 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1910 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Company Name on File |
| Last Sale | $31,500 (Jan 2013) |
| Tax Bill | $1,759 (2025) |
| Deeds & Mortgages | Jan 2006 Mortgage Jan 2013 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13570720 |
| Primary APN | 206 13570720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,144 sqft (0.164 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 206 13570720 |
|---|---|
| Street Address | 728 BLUFF ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 48 FT L 9 AND S 6 FT L 8 B 8 WALKERS ADD |
| Legal Subdivision | WALKERS ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1600 |
Source: Rock County records · APN 206 13570720
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 795, MONROE, WI 53566-0795 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2006 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LINDA M SPANGLER |
| Jan 07, 2013 | Sheriff's Deed, Foreclosure |
| Jan 10, 2006 | Warranty Deed, Transfer · ARM FREMONT INVESTMENT & LOAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2013 · Amount on Record |
| Deed Sale | Jan 07, 2013 · Amount on Record |
| Prior Sale | Jan 10, 2006 · Amount on Record |
| Deed Document Number | 20131967618 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 728 BLUFF ST, BELOIT, WI 53511-5351 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001736655 |
|---|---|
| Date | Jan 10, 2006 |
| Instrument | 1736655 |
| Name | LINDA M SPANGLER |
|---|---|
| Type | Private Party |
| Address | 1219 1/2 SAINT LAWRENCE AVE, BELOIT, WI 53511 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jan 07, 2013 |
| Property Address | 728 BLUFF ST, BELOIT, WI 53511-5351 |
| Document Number | 0001967618 |
| Instrument Date | Dec 06, 2012 |
| Instrument | 1967618 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7431 E STATE ST, ROCKFORD, IL 61108-2678 |
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DRIVE, PTX-B-209, PTX-B-209, PLANO, TX 75024-4100 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jan 10, 2006 |
| Property Address | 728 BLUFF ST, BELOIT, WI 53511-5351 |
| Document Number | 0001736653 |
| Instrument Date | Dec 29, 2005 |
| Instrument | 1736653 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2423 FLORENCE DR, CLINTON, WI 53525 |
| Document Number | 0001736654 |
|---|---|
| Date | Jan 10, 2006 |
| Instrument | 1736654 |
| Name | FREMONT INVESTMENT & LOAN |
|---|---|
| Type | Subprime Lender |
| Address | BREA, CA 92821 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
| Type Change Date | Jan 01, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 1.5% |
| Max Rate At Change | 11.7% |
| Index | 6-Month LIBOR |
| Max Rate | 15.7% |
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,759.00 (+55.53%) | $108,100 (+48.69%) Land $10,300 Building $97,800 | $118,700 (+43.53%) |
| 2023 | $1,131.00 | $72,700 Land $10,300 Building $62,400 | $82,700 |
Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 617 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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