Mecklenburg County property record for 728 Berkeley Ave, Charlotte, NC 28203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,917 sqft · built 1933 |
| Lot Size | 0.3 acres (13,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,425,000 (Apr 2017) |
| Tax Bill | $20,429 (2023) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-095-23 |
| Primary APN | 123-095-23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,917 sqft Heated Area |
| Gross Area | 4,348 sqft |
| 1st Floor Area | 2,239 sqft |
| Upper Floors Area | 2,037 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Slate |
| Lot Area | 13,072 sqft (0.3 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 123-095-23 |
|---|---|
| Street Address | 728 BERKELEY AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28203-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 (HD) |
| Legal Description | L8 B23 M3-10 |
| Legal Subdivision | DILWORTH |
| Legal Block | 23 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
728 Berkeley Ave is owned and occupied by an individual who acquired it in December 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Dec 11, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on File |
| Deed Sale | Apr 13, 2017 · Amount on File |
| Prior Sale | Apr 13, 2017 · Amount on File |
| Deed Document Number | 0000048248 |
| Deed Book / Page | 31719 / 063 |
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000210624 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Document Number | 0000025525 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 38007/818 |
| Instrument | 2023025525 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | HUNTERSVILLE, NC 28078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Document Number | 0000210624 |
| Book / Page | 35423 / 663 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020210624 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Document Number | 0000210625 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020210625 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 13, 2017 |
| Property Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Document Number | 0000048248 |
| Book / Page | 31719 / 063 |
| Map Reference | MB3 PG10 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017048248 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BARRISTERS TITLE SVCS OF THE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 N PINE ST UNIT 3604, 215, CHARLOTTE, NC 28202-2647 |
| Name | Verified Name |
|---|---|
| Address | 728 BERKELEY AVE, CHARLOTTE, NC 28203-4804 |
| Document Number | 0000048249 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017048249 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 728 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Berkeley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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